Make local or overseas payments

Last updated: Nov 2024

1. Log in to DBS IDEAL.
    
2. Go to the main menu and select Pay & Transfer.
    
3. Select Pay Local/ Overseas Payee.
    
4. On the payment form, select the Debiting Account (where the money will be deducted from) 
    
5. Select Select or add payee to choose existing payee or Add new payee to create a new payee. 
    
6. Select the Payment Date.
    
7. The default currency selected is in the same currency that the debiting account uses. To change the currency, select the currency dropdown to see the full list of currencies available. 
    
8. Enter the payment amount. 
    
9. Select the preferred Foreign Exchange option, if applicable. 
    
10. Select account to charge Fees to, if applicable.
     
11. Enter Reference on bank statements. This reference will appear on your bank statement when the payment is completed. You can use this reference to identify what this payment is for. We will add one if the field is left blank. 
     
12. Toggle the respective button to activate and utilise any optional information.
     
13. Select Review your payment and check details of your payment. 
     
14. You may add a message and attach supporting documents to the approver. 
     
15. If you are an transaction approver, you can Approve and Submit the payment yourself.  
     
16. Select Submit to submit the payment for approval. 
     
17. The payment request will be sent to designated approvers (based on the transaction approval policy set up by your company).  
     
18. All approver(s) will need to review and approve the request to complete this transaction.