Apply for DBS Balance Transfer

Get quick access to cash to handle what you need urgently with Balance Transfer at 0% interest rate for up to 12 months.

Who can apply?

  • Age: 21 – 75 years old
  • All nationalities who are existing DBS/POSB Personal Principal Credit Cardholder / Cashline customers

Important information

  • You will need a DBS/POSB deposit account (excluding Joint All, Trust, MSA, SAYE and POSB current accounts) for the Balance Transfer loan disbursement.
  • Your Credit Card or Cashline account must not have a credit balance (excess credit) or a GIRO arrangement in place for Balance transfer application.
  • The minimum loan amount is S$500 and the maximum loan amount up to 93% of your available aggregated credit limit on your DBS/POSB credit card and/or Cashline account. For DBS Insignia customers, the maximum amount should not exceed S$200,000 (per BT) or 93% of your available Credit Limit, whichever is lower.
  • Learn more about Balance Transfer.

How to Apply for DBS Balance Transfer

There are various channels which you may apply for DBS Balance Transfer with us. The most convenient method would be via digibank mobile.

Follow the steps below to apply for Balance Transfer on your Credit Card or Cashline account:

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Step 1
Log in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
2
Step 2
Tap on More at the bottom navigation bar, under Apply tap on Balance Transfer.
3
Step 3
Tap Close after reading notification on maximum loan amount eligible.
4
Step 4
Enter your loan amount.
Tap on Balance Transfer Offer to select your preferred tenure.
Select the account for your loan disbursement.
Tap Next.
5
Step 5
Review your application and tap on Apply Now.
Get the latest DBS digibank mobile app now!
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1
Step 1
Log in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
2
Step 2
Tap on More at the bottom navigation bar, under Apply tap on Balance Transfer.
3
Step 3
Tap Close after reading notification on maximum loan amount eligible.
4
Step 4
Select your Credit Card account.
Enter your loan amount.
Tap on Balance Transfer Offer to select your preferred tenure.
Select the account for your loan disbursement.
Tap Next.
5
Step 5
Review your application and tap on Apply Now.
Get the latest DBS digibank mobile app now!
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1
Step 1
Log in to digibank online with your User ID & PIN.
2
Step 2
Complete the Authentication Process.
3
Step 3
Under Apply, click More Application Services.
4
Step 4
Under Cards & Cashline Application and Services, click Balance Transfer.
5
Step 5
Input your Loan Amount.
Select Balance Transfer Offer to choose your preferred tenure.
Select the account for your loan disbursement.
Click Next.
6
Step 6
Review your application and click Submit.
Already a digibank user?

Forgot User ID or PIN

Not yet a digibank user?

For customers with ATM/Debit/Credit Card

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1
Step 1
Log in to digibank online with your User ID & PIN.
2
Step 2
Complete the Authentication Process.
3
Step 3
Under Apply, click More Application Services.
4
Step 4
Under Cards & Cashline Application and Services, click Balance Transfer.
5
Step 5
Input your Loan Amount.
Select Balance Transfer Offer to choose your preferred tenure.
Select the account for your loan disbursement.
Click Next.
6
Step 6
Review your application and tap Submit.
Already a digibank user?

Forgot User ID or PIN

Not yet a digibank user?

For customers with ATM/Debit/Credit Card

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1
Step 1
Tap to launch digibot and tap Yes to apply Balance Transfer.
2
Step 2
Tap Authenticate me and select Cashline.
3
Step 3
Tap Confirm to proceed with maximum amount or tap Other Amount to define your desired amount.
4
Step 4
If Other Amount is selected, enter your desired amount and select your preferred tenure.
5
Step 5
Select the account for disbursement.
6
Step 6
Verify your application details and read through the Balance Transfer Terms and Conditions before you tap Submit.
Launch our DBS digibot now!
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1
Step 1
Tap to launch digibot and tap Yes to apply Balance Transfer.
2
Step 2
Tap Authenticate me and select Credit Card.
3
Step 3
Tap Confirm to proceed with maximum amount or tap Other Amount to define your desired amount.
4
Step 4
If Other Amount is selected, enter your desired amount and select your preferred tenure.
5
Step 5
Select the account for disbursement.
6
Step 6
Verify your application details and read through the Balance Transfer Terms and Conditions before you tap Submit.
Launch our DBS digibot now!
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