Credit Card Payment Cut-off Times

Perform instant payment for your DBS/POSB Credit Cards via digibank. Alternatively, other non-instant channels includes Phone Banking, ATM, AXS, GIRO and Cheque.

Part of: Guides > Go Travel with DBS

Payment Cut-off Times


Payment Channel Payment Crediting
digibank Online & digibank Mobile
  • Instant crediting
Phone Banking/ ATM
  • Next working day (if payment is made before 11.30pm from Mon-Sat, & before 8pm on the last working day of the month)
AXS Stations
  • Next working day (if payment is made before 4.55pm from Mon-Fri).
  • 2nd working day (if payment is made after 4.55pm on Friday and on Weekends).
InterBank GIRO
Quick Cheque Deposit
  • 3rd working day, if the cheque is dropped before 1pm
    • Cheque payable to 'DBS-Cards'
    • Card Account number(s) and the corresponding amount(s) payable for each Card Account indicated at the back of the cheque
Cheque Mail-in
  • 3rd working day after we receive the cheque
    • Cheque payable to 'DBS-Cards'
    • Card Account number(s) and the corresponding amount(s) payable for each Card Account indicated at the back of the cheque
    • Mail in your cheque to:
      DBS CARDS, Orchard Road P.O. BOX 360, Singapore 912312 or
      download a copy of the Business Reply Envelope
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