Manulife InvestReady (III)

At a Glance

100% of regular premiums on your basic plan will be invested in your chosen fund(s)

Make your money work harder with welcome bonus, annual premium bonus and loyalty bonus

Get additional protection with an optional premium waiver benefit rider based on your needs

Manulife InvestReady (III) is a regular premium whole life investment-linked insurance plan that offers access to a diverse range of curated funds.Contact me

Features & BenefitsFlexibility

Choice of professionally managed funds with unlimited free fund switches and free automatic fund rebalancing

Option to vary your regular basic premium⁴, top-up your premium and withdraw any accumulated reinvested dividends¹ at any time

Peace of mind

Guaranteed acceptance with no medical check-up required

Enjoy protection² for death and terminal illness at a higher of 101% of your total premiums paid⁷ or account value

Get additional protection with optional premium waiver benefit riders covering cancer, critical illness, terminal illness, and total and permanent disability

Make your investments work harder

100% of basic regular premiums paid will be used to invest into one or more fund(s) of your choice

Enjoy a head-start with a Welcome Bonus and Annual Premium Bonus³ of additional fund(s) units

Be rewarded with a yearly Loyalty Bonus⁵ of additional fund(s) units after the end of the Minimum Investment Period

How it works

FootnotesTerms and conditions apply. Please refer to the product summary for more information.¹ Subject to the distribution rate and frequency of the chosen InvestReady Funds. The issuance of dividends remains at the discretion of the relevant fund manager and is not guaranteed.² Coverage against death and terminal illness up to policy anniversary immediately after the 99th birthday of the life insured.³ A one-time Annual Premium Bonus will be given for selected MIP options if the first basic premium is paid via annual premium payment mode. If there is any change in mode of premium payment from annual to non-annual during the premium shortfall charge period, the Annual Premium Bonus will be deducted from the account value.⁴ Flexibility to vary the regular basic premium from the flexi start date of the respective ManuIife InvestReady (III) plans.⁵ Loyalty Bonuses vary in accordance with the MIP selected and is not applicable to MIP 5 Years Flexi 4.⁶ Partial withdrawal charge applies if you request for partial withdrawal during MIP. This charge does not apply to withdrawal of any accumulated dividends.⁷ Total premiums paid include total basic premiums paid plus any top-up premium, less any withdrawals.This advertisement has not been reviewed by the Monetary Authority of Singapore.Information is correct as at 11 June 2023.DBS Treasures Insurance Important Notes