Take advantage of this offer from 6 January to 2 March 2025.

Exclusively for existing DBS Treasures clients only. This promotion does not apply to clients onboarded between 1 January and 31 March 2025.  

Make your move today to maximise your savings with fresh SGD and/or USD funds.

Funds Deposit Amount

Cash Gift

Estimated Annual Interest Equivalent1

Every S$100,000

S$800

3.2% p.a.

Every USD$100,000

USD$1,100

4.4% p.a.

1The Estimated Annual Interest Equivalent is calculated assuming the cash gift is received after earmarking funds in the Participating Account for 91 days, based on a 365-day year.

You may deposit up to S$10,000,000 and USD$10,000,000 fresh funds for this promotion.

For example, depositing fresh funds of S$1,000,000 entitles you to a cash gift of S$8,000. Similarly, depositing USD$1,000,000 earns you a cash gift of USD$11,000.

Please note:

  • Fresh funds must be deposited between 6 January 2025 to 2 March 2025. These funds must be incremental to your account’s existing balance as of 31 December 2024.
  • The incremental balance must be maintained until the earmark is applied to your account.
  • Once earmarked, the funds will be set aside for approximately 3 months and will not be accessible during this period.



Terms and Conditions Governing DBS Treasures Fresh Funds (January 2025) Promotion apply.

Registration for the promotion is required and will be on a limited, first-come, first-served basis. Please reach out to your DBS Treasures Relationship Manager to register. You may refer to this step-by-step guide for further details.

Invest

Step 1
Login to your DBS digibank app.

Step 2
Tap on “?” and select “Your Relationship Manager”.

Step 3
Your Relationship Manager’s name will be displayed on the left. You can choose to either call (tap on the phone icon) or send a message (tap on mail icon).

Please ensure you have the latest version of digibank app installed to access this feature.

Customer Eligibility & Registration

Could I share this promotion with my family and friends to participate?

This promotion is exclusive for existing DBS Treasures clients, and does not apply to clients onboarded between 1 January 2025 to 31 March 2025.

Am I eligible to participate in this Fresh Funds (January 2025) Promotion despite participating in earlier fresh funds campaigns? 
Yes, so long as you bring in additional, new fresh funds and fulfil the other criteria as stated in the Terms and Conditions. 

Fresh Funds Eligibility and Requirements

Can I make multiple eligible deposits over the promotion period?

Yes, you may make multiple transactions to deposit the fresh funds corresponding to your registered amount. You may also participate multiple times throughout the Promotion.

Please note that the registered amount needs to be in multiples of S$100,000 and/or USD$100,000.

Each customer may register up to S$10,000,000 and/or USD$10,000,000 for the entire promotion period.

What are eligible fresh funds for this promotion?

Fresh funds refer to funds:

  1. in the form of SAL/PAY deposits, funds deposited through cheque(s), cashier’s order(s), demand draft(s), cash deposits, FAST credit, MEPS receipt, telegraphic transfer, share payment, inward payments from CDP/CPF and funds transfer from corporate accounts;
  2. that are not transferred from any existing DBS / POSB account, deposited via DBS / POSB cheque(s) / cashier’s order(s) / demand draft(s) or withdrawn from any existing DBS / POSB account and re-deposited within the promotion period.
How do I calculate my eligible fresh funds deposits for this promotion?

For a clearer understanding, please refer to the sample illustration below.

Date

Description

Transaction 

Participating Account Balance (SGD / USD)

31 December 2024

-

-

$ 100,000

5 January 2025

Payment of Credit Card Bill

- $ 3,000

$ 97,000

7 January 2025

Fresh Funds Deposit

+ $ 330,000

$ 427,000

15 January 2025

Outward Funds Transfer

- $ 27,000

$ 400,000

20 January 2025

Earmark is applied to your account

-

$ 400,000

Key milestones used in the calculation:

  • 31 December 2024: Your Participating Account balance was $100,000.
  • 7 January 2025: You make a Fresh Funds Deposit of $330,000.
  • 20 January 2025: The earmark is applied, and your Participating Account balance is S$400,000.
  • Therefore, your eligible Fresh Funds Deposits is $300,000 ($400,000 – $100,000).

Earmarking

What does “earmarking my funds” mean?
“Earmarked” funds mean the deposits registered for the promotion cannot be used or withdrawn for any other purpose.
Will I continue to earn interest on my earmarked funds?
Yes, you will continue to earn the prevailing interest on your earmarked funds.
How would I know that my funds are earmarked?
You may wish to check your account balance on your DBS digibank mobile app or online. Earmarked funds are included under Total Balance, while you would see a lower Available Balance.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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