Standard | Deluxe | Platinum | |
|---|---|---|---|
Accidental Medical Expenses | S$10,000 | S$20,000 | S$50,000 |
- sub-limit for Traditional Chinese Medicine Expenses (per visit limit: S$500) | S$2,000 | S$2,000 | S$2,000 |
- sub-limit for Continuation of Overseas Medical Treatment after Return to Singapore | S$5,000 | S$5,000 | S$5,000 |
- sub-limit for Medical Treatment after Return to Singapore | S$2,500 | S$2,500 | S$2,500 |
Overseas Medical Expenses for Sickness | Not Covered | S$20,000 | S$50,000 |
- sub-limit for Traditional Chinese Medicine Expenses per Sickness (per visit limit: S$500) | Not Covered | S$2,000 | S$2,000 |
- sub-limit for Overseas Outpatient Medical Expenses (excess per claim: S$100) | Not Covered | S$1,500 | S$1,500 |
Continuation of Overseas Medical Treatment for Sickness after Return to Singapore | Not Covered | S$5,000 | S$5,000 |
- sub-limit for Medical Treatment for Sickness after Return to Singapore | Not Covered | S$2,500 | S$2,500 |
Standard | Deluxe | Platinum | |
|---|---|---|---|
Overseas Medical Expenses due to COVID-19 | Not Covered | S$20,000 | S$50,000 |
- sub-limit for Overseas Outpatient Medical Expenses (Excess per claim: S$100) | Not Covered | S$1,500 | S$1,500 |
Repatriation of Mortal Remains due to COVID-19 | S$100,000 | S$200,000 | S$200,000 |
Emergency Medical Evacuation and Repatriation due to COVID-19 | S$100,000 | S$200,000 | S$200,000 |
Overseas Hospital Confinement due to COVID-19 | S$200 per day Maximum S$1,000 | S$200 per day Maximum S$2,000 | S$200 per day Maximum S$2,000 |
Standard | Deluxe | Platinum | |
|---|---|---|---|
Chubb Assistance Emergency Medical Evacuation | Unlimited | Unlimited | Unlimited |
Medical & Travel Assistance Services - provided on referral and/ or arrangement basis | Available | Available | Available |
Standard | Deluxe | Platinum | |
|---|---|---|---|
Loss of or Damage to Personal Property and Baggage (whilst travelling on Public Conveyance) | S$1,000 | S$2,000 | S$2,000 |
- sub-limit per article | S$500 | S$500 | S$500 |
Loss of or Damage to Portable Computer and Mobile Device | S$1,000 | S$1,000 | S$1,000 |
- sub-limit for Mobile Device | S$200 | S$200 | S$200 |
- sub-limit for Portable Computer | S$1,000 | S$1,000 | S$1,000 |
Standard | Deluxe | Platinum | |
|---|---|---|---|
Adventurous Activities Cover | Covered | Covered | Covered |
No, any expenses related to COVID-19 diagnostic tests, including pre-departure tests and post-arrival tests, are not covered under this benefit.
Yes, the COVID-19 Cover is available for all policies purchased on or after 14 July 2022. It covers travel to all destinations, except destinations that are excluded from COVID-19 Cover* and Cuba.
*Please note that this is subject to change, depending on the development of the COVID-19 situation.
For policies purchased on or before 13 July 2022, the COVID-19 Cover will not be applicable. You can purchase a new policy (with COVID-19 Cover) and submit your request to Chubb to cancel your existing policy before you travel.
Upon positive diagnosis of COVID-19, you are entitled to make a claim under the Overseas Medical Expenses due to COVID-19 benefit.
Yes, the parent or guardian can buy this policy for his/her child aged below 18 years old. However, if the child is 18 years old and above, he/she must apply for the insurance under his/her own name.
Yes, trips back to Singapore are covered and will cease three hours after your return to Singapore or at the time you arrive at your place of residence in Singapore, whichever is earlier and so long the trips are within the period of insurance. Thereafter, the coverage will resume when you leave Singapore for your country of study.
Yes, you are covered for any leisure trip that you undertake outside the country of study from your overseas residence (except for Cuba and Singapore) during your period of insurance.
For avoidance of doubt, your policy will not provide any cover if a travel advisory was issued by a national or international body or agency or was published/reported by the media before the trip was booked.
Yes, you can extend your coverage by paying an additional premium. Please call or email Chubb at least 2 weeks prior to your existing policy expiry date to ensure that there is no disruption to your coverage while overseas.
Yes, exclusions include:
- Any loss or expenses which arises due to you not taking all reasonable efforts or your carelessness, negligence or recklessness in safeguarding your property or avoiding any injury or minimising any claim under the policy.
- Any government prohibition, regulation or intervention.
Please refer to the Policy Wording for full details of exclusions.
