At a Glance
Recovery Cash Benefit
Receive up to 52 weeks of Recovery Cash Benefit if you are temporarily disabled following an Accidental Injury
Accidental Medical Expenses Reimbursement
(Including Traditional Chinese Medicine Treatment)
Reimbursement of medical expenses, up to S$3,000 per Accidental Injury.
Special Daily Hospital Cash Benefit
Receive up to 60 days of daily benefits, if you are hospitalised due to Dengue Fever/Dengue Haemorrhagic Fever, Food Poisoning and Hand, Foot and Mouth Disease (HFMD).
No Claim Bonus
Receive 15% refund of premiums paid (excluding GST) at the end of every 12 consecutive months if you remain claim-free.
Be prepared with Easy Protect – a personal accident plan designed to provide peace of mind for you and your loved ones. And to keep you ready for whatever’s ahead.
Easy Protect is underwritten by Chubb Insurance Singapore Limited.
Features & Benefits
|
Sum Insured |
|||
|---|---|---|---|
|
Classic Plan |
Premier Plan |
||
|
1. |
Accidental Death Benefit |
S$100,000 |
S$150,000 |
|
2. |
Accidental Permanent Disability Benefit Lump sum payment subject to the compensation scale |
Up to S$100,000 |
Up to S$150,000 |
|
3. |
Recovery Cash Benefit Weekly benefit as a result of Temporary Disablement as certified by a Doctor |
S$100 per 7 consecutive days; Up to 52 weeks per Accidental Injury |
S$150 per 7 consecutive days; Up to 52 weeks per Accidental Injury |
|
4. |
Accidental Medical Expenses Reimbursement Reimbursement of medical expenses and treatment charges by a Doctor (including Traditional Chinese Medicine expenses incurred) |
Up to S$2,000 per Accidental Injury (TCM: Up to S$50 per consultation per day; Up to S$500 per Accidental Injury) |
Up to S$3,000 per Accidental Injury (TCM: Up to S$50 per consultation per day; Up to S$500 per Accidental Injury) |
|
5. |
Special Daily Hospital Cash Benefit Daily benefit as a result of the following specified sickness as certified by a Doctor
|
S$100 per day; Up to 60 days per occurrence |
S$150 per day; Up to 60 days per occurrence |
|
6. |
Worldwide Terrorism Cover (excluding biological, chemical agents or nuclear devices) |
Covered |
|
|
7. |
No Claim Bonus
|
15% refund of the preceding 12 months’ premium paid (excluding GST) if there is no claim |
|
Note: All the benefits listed from (1) to (3) and (5) are payable over and above any other insurance coverage that you may already have.
How to Apply
A Relationship Manager will reach out to you
Visit us at any of our centres
Frequently Asked Questions
This Policy is designed exclusively for customers who are Singapore Residents aged between 18 and 64 years old (both ages inclusive). The Policy is renewable up to age 70 years old (age inclusive).
Singapore Resident means Singapore Citizen, Singapore Permanent Resident, or Holder of a valid Work Permit/Employment Pass/Long-Term Visit Pass/Dependant's Pass/S Pass issued by the authorities in Singapore.
The Policy’s period of insurance is 1 month if you are paying a monthly premium, and 1 year if you are paying an annual premium. The policy will be automatically renewed upon payment of the monthly/annual premium every month/year.
The premium is not age-dependent and does not increase as you grow older.
No, this is a Personal Accident policy that covers you for Accidental Injury, except for the Special Daily Hospital Cash Benefit that pays for hospitalisation due to Dengue Fever, Dengue Haemorrhagic Fever, Food Poisoning or Hand, Foot and Mouth Disease.
Accidental Injury means a bodily injury resulting from an accident caused by a sudden, unforeseen and fortuitous event.
Temporary Disablement refers to any disability caused by Accidental Injury which directly disables and prevents you from taking part in the usual employment or occupation temporarily.
At the end of every 12 consecutive months, you will receive a refund of 15% of the preceding 12 months’ premium (without interest and any statutory tax) if no claims for an event that occurred in that period are made.
This Policy provides coverage for the following occupations only while the Insured Person is off-duty at the time of Accidental Injury:
- Armed and discipline forces including but not limited to the military, navy, air force, policemen, auxiliary police officers, customs officers, firemen, immigration officers or inspectors, and correctional service officers or inspectors
- Professional sportsperson including motor sportsperson
- Personnel working on board an aircraft
Please refer to the Policy Wording – General Exclusions to find out more.
These are stated under the General Exclusions section in the Policy. Below are some key exclusions:
- Pre-existing conditions
- Deliberate and self-inflicted injury, suicide or, criminal or illegal act
- Unlawful acts or wilful exposure to unnecessary danger (such as jaywalking or speeding) except in an attempt to save human life
- Injury caused by the Insured Person while under the influence of alcohol or any drugs
- Air travel except as a passenger in a fully licensed passenger carrying aircraft
- Hazardous sports or activities involving parachuting, skydiving, hang gliding, ballooning, any kind of race (other than on foot or swimming) or trial of speed or reliability, potholing, mountaineering or rock climbing, or scuba diving.
Please refer to the Policy Wording – General Exclusions to find out more.
You may cancel the Policy by giving Chubb 1-month prior notice. Please contact Chubb’s Customer Service Hotline for assistance.
The Policy will terminate:
- Upon the date when the Accidental Death Benefit has been paid
- Upon the date when 100% of the Accidental Permanent Disability Benefit has been paid
- When the Insured Person is no longer a Singapore Resident
- When the Insured Person reach the age of seventy-one (71) years old
- Upon the death of the Insured Person
Please submit your claims online at www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline and they will guide you in filing a claim.
You may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.
Contact Us
Need help with your insurance?
- Call Chubb’s Customer Service Hotline at 6398 8797 (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) or via email at dbscs.sg@chubb.com.
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Disclaimers
Easy Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb. All the benefits of Easy Protect (except “Special Daily Hospital Cash Benefit”) are only payable subject to the occurrence of an accident during the period of insurance. You should consider carefully if you are intending to switch personal accident policies, as this might be detrimental to your current and/or future needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this policy. In the event that you choose not to seek advice, you should carefully consider whether the policy is suitable for you.
You have a free look period of 30 days from the date you receive the Policy. If you decide to cancel the Policy within these 30 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.
