For Cash Advances, there will be a 6% or S$15.00 fee, whichever is greater, levied for each amount withdrawn. In addition, a finance charge of effective interest rate 28% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, is chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50) will apply.