DBS Accounts Receivable Financing and Purchasing

Accounts Receivable Purchase

Unlock up to 90% of the value of your receivables

Accounts Receivable Purchase

Unlock up to 90% of the value of your receivables

At a Glance

Accounts Receivable Purchase is designed to improve your cash flow by unlocking up to 90% of your receivables

Total protection

Enjoy up to 100% credit protection against buyer default

Save time

We will pick up the collection duties on your behalf

More productivity

We provide reconciliation services to improve your efficiency

Features & Benefits

Credit protection against buyer default

In the event of insolvency, or if the buyer cannot pay after the agreed time

Save time on payment collection

We will collect them for you

Provide the reconciliation of receivables

Help to improve the efficiency of SMEs

How to Apply

Apply Online Now

Alternatively, please reach out to your DBS Relationship Manager or call DBS BusinessCare at 1800 222 2200 from Mondays to Fridays (excluding Public Holidays), 8.30am – 8.30pm for more assistance.

Download PDF

Account Receivable Purchase (Non-Recourse) Factsheet

Account Receivable Purchase (Recourse) Factsheet

FAQs

What does ‘recourse’ and ‘non-recourse’ mean?

Recourse: If your customers do not pay you after you have delivered the goods / services in good order, we will seek repayment from you if you have obtained financing of the invoices.

Non-recourse: If your customers do not pay you after you have delivered the goods / services in good order, we will not seek repayment from you if you have obtained financing of the invoices. If you have not obtained financing, we will pay you.

	What are the benefits compared to a normal trade facility?
	When you use a normal trade facility, you receive funding based on your own company financials. With an ARP solution, the quality of the receivables is also assessed.

	In which countries can you provide credit cover?
	We can support your sales all over the world, depending on the credit standing of your buyer. Provide us with their details and we’ll assess accordingly.

	When do you pay me in the event of a buyer default?
	In the event of buyer insolvency, we will pay you as soon as possible upon receipt of the insolvency evidence from you. If the buyer does not pay after a predetermined time following the invoice due date, the waiting period ranges from 90 days to 180 days in most cases.

	What documents do I need to provide to transact?
	Once your Accounts Receivable Financing facility is approved, you will usually need to provide the invoice and proof of delivery.