What is ‘Buy Now, Pay Later’?

With Buy Now Pay Later, you can make your business purchases more manageable by splitting them into small, hassle-free instalments with DBS Payment Plans

How does ‘Buy Now, Pay Later’ work for businesses?

Simply split business purchases that have been charged to DBS Business Credit Card(s)* across 3 – 24 months payment plans, freeing up cashflow for day-to-day operations

What are the ‘Buy Now, Pay Later’ products?

My Preferred Payment Plan (MP3) and Instalment Payment Plan (IPP)

What is the ‘Buy Now, Pay Later’ process?

Instalment Payment Plan (IPP): Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments. My Preferred Payment Plan (MP3): Combine and convert up to 4 transactions (minimum amount of S$100 per transaction) into instalments for up to 24 months.

How do I pay with ‘Buy Now, Pay Later’?

‘Buy Now, Pay Later’ can only be performed with DBS Business Credit Cards (DBS World Business Card / DBS Platinum Business Card)

How do I stop the payment plan mid-way?

Simply call our hotline at 1800 222 2200 and request for the termination of the payment plan. Do note that an administrative charge of S$150 will be levied

Is there any penalty if I complete payment before the stipulated end date?

Yes, an administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under the MP3 shall become payable immediately.

Enjoy Flexible Payment Terms with DBS Instalment Payment Plan

At a Glance

Spread out your payments with a DBS World Business Card or Business Platinum Card

Flexible payments

Choose a payment period of 6, 12 or 24 months

Stretch your dollar

Pay 0% interest and no additional charges

Pay later

Up to 55 days to pay for your corporate card bill

Participating Merchants

0% IPP Participating Merchants

Below is the list of participating merchants for the DBS 0% Interest Instalment Payment Plan. Enquire in-store for more details before you make your purchase.

Automotive
AL Tyres Autobacs Automotive Dynamics Engineering BCC Automotive Cycle & Carriage CHUAN SING AUTO ACCESSORIES CTR Fong Kim Racing Development	H Tyre Hock Cheong Automec Hodaka Motoworld LS Tyres & Automotive MAZDA One Zone Automotive LLP Stamford Tyres International SUBARU

Electronic and Computers
Apple Online Store Apple Stores A.A.A Appliances Aftershock PC Atlas Sound & Vision Audio House Singapore Best Denki Singapore BOSE Challenger Courts Singapore	Gain City Dyson Singapore Harvey Norman iStudio MC2 Mega Discount Store Parisilk Electronics & Computers Sony Store

Home and Furnishing
Bright House Lightning Pte Ltd Brighton Furniture Display Centre Dunlopillo Singapore Four Stars	IKEA Mayer Nova Furnishing Song-Cho (Imp & Exp) Pte Ltd Star Living

Insurance
AIG Asia Pacific Insurance AXA Insurance Singapore Chubb Insurance Liberty Insurance	Manulife Insurance MSIG Insurance Singapore NTUC Income Insurance

Medical
8 Medical Aesthetic Clinic A&M Medical Centre Advanced Dental Clinic Advanced Pain Centres Asia Health Partners Atlas Eye Specialist Centre Atlas Medical Clinic Atria-City Dental Group Casa Dental David Loh Surgery De Pacific Dental Group Dream Plastic Surgery Singapore	Eagle Eye Centre Icare Medical And Wellness Clinic Icon Medical Aesthetics J Laser And Aesthetics Clinic Mount Alvernia Hospital NUH Parkway Hospital Singapore Q&M Dental & Surgery Raffles Hospital Tan Tock Seng Hospital

Note:

IPP is only available with DBS World Business Cards and DBS Business Platinum Cards.
Purchases made through IPP will not earn DBS Rewards Points.
Minimum purchase amounts, specific terms and conditions and products for instalment plan may vary for different merchants. Please contact the merchants for more details.
An administrative charge of S$150 will be levied for early repayment and/or Card Account termination. In the event of Card Account termination, the outstanding balance under the IPP shall become payable immediately.
DBS reserves the right to approve/reject any instalment plan(s).
Other conditions apply.

Online 0% IPP Participating Merchants

Electronic and Computers
Apple South Asia Pte Ltd	Courts (Singapore) Pte Ltd

Home and Furnishing
Fortytwo Pte Ltd JML Singapore Pte Ltd	Hipvan Nippon Paint (Singapore) Company

Insurance
AXA Insurance Singapore Pte Ltd Liberty Insurance Pte Ltd MSIG Insurance Singapore Pte Ltd	Aviva Ltd AXA Life Insurance Singapore Pte Ltd EQ Insurance Company Limited

	What is ‘Buy Now, Pay Later’?
	With Buy Now Pay Later, you can make your business purchases more manageable by splitting them into small, hassle-free instalments with DBS Payment Plans

	How does ‘Buy Now, Pay Later’ work for businesses?
	Simply split business purchases that have been charged to DBS Business Credit Card(s)* across 3 – 24 months payment plans, freeing up cashflow for day-to-day operations

	What are the ‘Buy Now, Pay Later’ products?
	My Preferred Payment Plan (MP3) and Instalment Payment Plan (IPP)

	What is the ‘Buy Now, Pay Later’ process?
	Instalment Payment Plan (IPP): Shop at any of our participating merchants and choose to split your payments over 6, 12 or 24 monthly interest-free instalments. My Preferred Payment Plan (MP3): Combine and convert up to 4 transactions (minimum amount of S$100 per transaction) into instalments for up to 24 months.

	How do I pay with ‘Buy Now, Pay Later’?
	‘Buy Now, Pay Later’ can only be performed with DBS Business Credit Cards (DBS World Business Card / DBS Platinum Business Card)

	How do I stop the payment plan mid-way?
	Simply call our hotline at 1800 222 2200 and request for the termination of the payment plan. Do note that an administrative charge of S$150 will be levied

	Is there any penalty if I complete payment before the stipulated end date?
	Yes, an administrative charge of S$150 will be levied for change in tenure, early repayment and/or Card Account termination/closure. In the event of Card Account termination/closure, the outstanding balance under the MP3 shall become payable immediately

How it Works

Instalment Payment Plan (IPP) lets you pay for your purchases in smaller amounts monthly.
The amount payable will reduce as you make your monthly instalments.
View the amount paid on your monthly DBS Commercial Cards Individual and Corporate Summary Statements.

Terms & Conditions

IPP is only available with DBS World Business Cards and DBS Business Platinum Cards.
Purchases made through IPP will not earn DBS Rewards Points.
If you cancel your credit card, any IPP that is financed with the card will be terminated. Balances must be paid immediately.
IPP tenure varies from merchants to merchants . Please check with participating merchants for more information.