Maximise Business Efficiency with DBS Business Advance+ Debit Card

DBS Business Advance+ Card

The debit card with all the pluses to grow your business

DBS Business Advance+ Card

The debit card with all the pluses to grow your business

At a Glance

Enjoy $0 FX fees, unlimited 1% cashback*, and up to US$1.65M complimentary corporate liability insurance when you apply for DBS Business Advance+ Card.

Features & Benefits

True $0 FX fees for all currencies across 200+ countries & territories

Enjoy zero FX conversion fee with no hidden charges when you convert currencies at competitive FX rates across 200+ countries and territories.

Lock in FX rates through DBS FX Online

Advance your business with DBS FX Online on DBS IDEAL. Hedge against FX volatility by locking in rates for up to a year in advance through FX contracts. Make payments in various currencies at competitive rates.

Unlimited 1% cashback on B2B transactions

Earn unlimited 1% cashback* with a minimum spending of S$2,000 per month on selected business-to-business expenses.

*Terms and Conditions Governing DBS Business Advance Plus Card
Cashback Programme

Complimentary corporate liability insurance

Get complimentary corporate liability coverage of US$1.65M per company, with up to US$25,000 per employee cardholder.

Manage through a single platform on DBS IDEAL

Control business finances and monitor expenses on one platform. Get insights into your team’s spending with real-time transactions and customise your card payment controls at your fingertips.

For existing DBS corporate customers

New to DBS SME Banking?

Apply now

Apply now by opening
a corporate account

Promotion for new Cardholders

Simply spend a minimum of S$1,000 per month within the first 3 months of your card issuance to receive 5% cashback on your spend.

Valid from 1 October 2024 – 28 February 2025. Maximum cap at S$50 per card each month.

*Terms and Conditions apply.

Download PDF

Card Application Form

Board Resolution for Companies

Instruction Form

Commercial Cards Terms and Conditions

FAQs

	Can I use my DBS Business Advance+ Card as soon as I receive it in the mail?
	All issued cards need to be activated before they can be used. Activate your new card via any of the below channels. QR code provided with your card DBS website DBS IDEAL Or complete the activation slip and mail it to the address indicated on the form, and we’ll activate it for you.

	Can I apply for the DBS Business Advance+ Card with an SGD Current Account?
	Yes, you can. However, foreign transactions performed on your card will be subjected to a 3.25% FX fee on top of the prevailing exchange rate. To enjoy $0 FX fee for currencies across 200+ countries & territories, convert your SGD account into a Business multi-currency account here.

Eligibility & Fees

Annual Fee	No annual fee
Required Account	DBS Business Multi-Currency Account or DBS Corporate Multi-Currency Account

*Cash Rebate is calculated based on spend amount on transaction date. Cash Rebate earned for current quarter’s transactions (e.g., January-March) will be credited in SGD amount within 90 days after the quarter has ended to the primary account linked to your Card and reflected in the crediting month’s Debit Card/bank account statement.