DBS Business Advance+ Card

At a Glance

Enjoy $0 FX fees, unlimited 1% cashback, and up to US$1.65M complimentary corporate liability insurance when you apply for DBS Business Advance+ Card.

Features & Benefits

True $0 FX fees for all currencies across 200+ countries & territories

Enjoy zero FX conversion fee with no hidden charges when you convert currencies at competitive FX rates across 200+ countries and territories.

Lock in FX rates through DBS FX Online

Advance your business with DBS FX Online on DBS IDEAL. Hedge against FX volatility by locking in rates for up to a year in advance through FX contracts. Make payments in various currencies at competitive rates.

Unlimited 1% cashback on B2B transactions

Earn unlimited 1% cashback* with a minimum spending of S$2,000 per month on selected business-to-business expenses.

Complimentary corporate liability insurance

Get complimentary corporate liability coverage of US$1.65M per company, with up to US$25,000 per employee cardholder.

Manage through a single platform on DBS IDEAL

Control business finances and monitor expenses on one platform. Get insights into your team’s spending with real-time transactions and customise your card payment controls at your fingertips.

*Terms and conditions apply.

New to DBS SME Banking?

Early Bird Special Promotion

Receive S$200 cashback when you apply now!

From now till 11 August 2024, be among the first 100 customers* to sign up for the Business Advance+ Card to receive S$200 cashback.
Note: Make sure to activate your card and perform at least 1 card transaction to be eligible.

*Terms & conditions apply. Valid only for eligible customers.

*Terms and conditions apply.

Promotion for new Cardholders

Simply spend a minimum of S$1,500 per month within the first 3 months of your card issuance to receive 3% cashback on your spend. If you spend S$3,500 and more, you receive 6% cashback.

Valid from 1 January 2024 – 30 September 2024. Maximum cap at S$210 per card per month.

*Terms and Conditions apply.

Eligibility & Fees

Annual Fee	No annual fee
Required Account	DBS Business Multi-Currency Account or DBS Corporate Multi-Currency Account

*Cash Rebate is calculated based on spend amount on transaction date. Cash Rebate earned for current quarter’s transactions (e.g., January-March) will be credited in SGD amount within 90 days after the quarter has ended to the primary account linked to your Card and reflected in the crediting month’s Debit Card/bank account statement.

Download PDF

Card Application Form

Board Resolution for Companies

Instruction Form

Commercial Cards Terms and Conditions

FAQs

	Can I use my DBS Business Advance+ Card as soon as I receive it in the mail?
	All issued cards need to be activated before they can be used. Activate your new Card via DBS IDEAL or complete the activation slip and email here.

	Can I apply for the DBS Business Advance+ Card with an SGD Current Account?
	Yes, you can. However, foreign transactions performed on your card will be subjected to a 3.25% FX fee on top of the prevailing exchange rate. To enjoy $0 FX fee for currencies across 200+ countries & territories, convert your SGD account into a Business multi-currency account here.