Receive personal accident protection catered specially for each family member, from the young ones to the seniors
Get immediate protection for the whole family in one seamless online application
Protect more family members to enjoy greater discounts (up to 20% off)
Navigate freely through a world filled with opportunities, with MultiGen Protect – a personal accident plan underwritten by Chubb Insurance Singapore Limited that provides instant coverage specifically tailored for you and each family member against unexpected situations.
Get instant personal accident protection for your entire family. Discounts increase as you protect more family members!
By clicking the “Buy now” button, you will be leaving our website to access Chubb’s website. Please ensure that you understand Chubb’s product features and terms before purchasing.
Adult (18-50 years old); Senior (51-70 years old);
Child (1 month to 17 years old)
Sum Insured | |||
---|---|---|---|
Classic Plan | Premier Plan | ||
1. | Accidental Death Benefit | S$100,000 | S$150,000 |
2. | Accidental Permanent Disability Benefit | Up to S$100,000 | Up to S$150,000 |
3. | Accidental Medical Expenses Reimbursement | Up to S$2,000 per accidental injury | Up to S$3,000 per accidental injury |
4. | Special Daily Hospital Cash Benefit
| S$100 per day; Up to 60 days per occurrence | S$150 per day; Up to 60 days per occurrence |
5. | Recovery Cash Benefit | S$100 per 7 consecutive days; Up to 52 weeks per accidental injury | S$150 per 7 consecutive days; Up to 52 weeks per accidental injury |
6. | Worldwide Terrorism Cover | Covered |
Sum Insured | |||
---|---|---|---|
Classic Plan | Premier Plan | ||
1. | Accidental Death Benefit | S$60,000 | S$80,000 |
2. | Accidental Permanent Disability Benefit | Up to S$60,000 | Up to S$80,000 |
3. | Accidental Medical Expenses Reimbursement | Up to S$1,500 per accidental injury | Up to S$2,000 per accidental injury |
4. | Daily Hospital Cash Benefit | S$150 per day; Up to 60 days per accidental injury | S$200 per day; Up to 60 days per accidental injury |
5. | Long Term Care Benefit | S$15,000 | S$20,000 |
6. | Fracture, Dislocations and Burns Benefit | Up to S$15,000 | Up to S$20,000 |
7. | Worldwide Terrorism Cover | Covered |
Sum Insured | |||
---|---|---|---|
Classic Plan | Premier Plan | ||
1. | Accidental Permanent Disability Benefit | Up to S$60,000 | Up to S$80,000 |
2. | Accidental Medical Expenses Reimbursement
| Up to S$1,500 per accidental injury | Up to S$2,000 per accidental injury |
3. | Daily Hospital Cash Benefit | S$100 per day; Up to 180 days per accidental injury | S$150 per day; Up to 180 days per accidental injury |
4. | Worldwide Terrorism Cover | Covered |
Generation Category |
Classic Plan |
Premier Plan |
---|---|---|
Adult |
S$20.61 |
S$29.61 |
Senior |
S$20.61 |
S$26.91 |
Child |
S$13.41 |
S$17.91 |
Generation Category |
Classic Plan |
Premier Plan |
---|---|---|
Adult |
S$247.32 |
S$355.32 |
Senior |
S$247.32 |
S$322.92 |
Child |
S$160.92 |
S$214.92 |
Get up to 20% off when you protect more family members! | |
---|---|
2 family members |
10% off |
3-4 family members |
15% off |
More than 4 family members |
20% off |
Singapore Residents who are at least 18 years old can apply for MultiGen Protect. The applicant can then protect up to 6 adults and seniors, and 4 children under the MultiGen Protect policy.
However, if the applicant would also like to cover himself under MultiGen Protect, he needs to fulfil the eligibility criteria of either an adult or senior insured person.
Singapore Resident means Singapore citizen, Singapore permanent resident, or holder of a valid work permit, employment pass, long-term visit pass, dependant's pass, S Pass or student pass issued by the authorities in Singapore.
We recognise that adults, seniors and children have different protection needs. Therefore, each generation has their own set of benefits and sum insured amounts, tailored to best suit their requirements.
All insured persons must be Singapore Residents, and be either the applicant, applicant’s partner, parent, parent-in-law, grandparent, grandparent-in-law, child or grandchild. Depending on their age, each insured person will be protected under the benefits of the following generation categories:
Generation Category | Eligibility Criteria | Maximum Renewal Age |
---|---|---|
Adult | Aged between 18 years and 50 years old (both ages inclusive) | 70 years old (age inclusive) |
Senior | Aged between 51 years and 70 years old (both ages inclusive) | 80 years old (age inclusive) |
Child | Aged between 1 month and 17 years old (both ages inclusive), unemployed and unmarried | 23 years old (age inclusive) |
Your policy will be automatically renewed:
Chubb will email the policyholder when the insured person has reached the maximum age, and his coverage will cease.
If there are other insured persons under the policy, their cover will continue for the remaining period of insurance.
No, MultiGen Protect has no cash or surrender value.
An Alternative Medical Physician is a legally licensed traditional medical practitioner (including a chinese acupuncturist or bonesetter), chiropractor or physiotherapist. He must be registered and practicing within the scope of his license in the country where treatment was sought.
Temporary Disablement refers to any disability caused by accidental injury which directly disables and prevents the adult insured person from taking part in the usual employment or occupation temporarily. This benefit applies regardless of the employment status of the adult insured person.
Yes, your child will be covered even when he is serving full-time National Service. However, the benefits payable under the Accidental Permanent Disability Benefit and the Daily Hospital Cash Benefit will be 50% of the sum insured.
For adult or senior insured persons employed in the occupations below, MultiGen Protect provides coverage only while they are off-duty at the time of accidental injury.
As for children who are employed and not primarily dependent on their parents or grandparents for support, they will not be eligible for coverage under MultiGen Protect.
Please refer to the Policy Wording – General Exclusions to find out more.
The exclusions are stated under the General Exclusions section in the Policy Wording. Below are some key exclusions:
Please refer to the Policy Wording – General Exclusions to find out more.
Cover for an insured person will cease automatically when:
You may cancel the policy by giving Chubb 1 month’s prior notice. Please contact Chubb’s Customer Service Hotline for assistance.
You will receive a copy of your policy via email upon successful online application and payment of your premium.
To submit a claim, please visit www.chubbclaims-dbs.com.sg. Alternatively, you may contact Chubb’s Customer Service Hotline and they will guide you in filing a claim.
You may contact Chubb’s Customer Service Hotline at +65 6398 8797, (Mondays to Fridays, 9.00am – 5.00pm, excluding Public Holidays) or via an email to dbscs.sg@chubb.com.
Need help with your insurance?
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.
Disclaimers
MultiGen Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the Policy Wordings and will be sent to you upon acceptance of your application by Chubb. All the benefits of MultiGen Protect (except Special Daily Hospital Cash Benefit and Medical Expenses Reimbursement for Covered Diseases) are only payable subject to the occurrence of an accident during the period of insurance. You should consider carefully if you are intending to switch personal accident policies, as this might be detrimental to your current and/or future needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this policy. In the event that you choose not to seek advice, you should carefully consider whether the policy is suitable for you.
You have a free look period of 30 days from the date you receive the Policy. If you decide to cancel the Policy within these 30 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association or SDIC websites.
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