Understand your Home Loan Transaction History

Learn how to obtain and understand your mortgage loan transaction history via digibank.

• digibank online
• digibank mobile

Log in to digibank online. Under My Accounts, select your Mortgage Loan Account.

Click here to enlarge image below.

Key Features

1. Property Address of your Mortgage Loan
2. Details of your Mortgage Loan
   • Total outstanding mortgage loan balance
   • Monthly Instalment Amount
   • Monthly Instalment Due Date
   • Total Loan Amount
   • Undisbursed Loan Amount
3. Interest: Effective 23 Sep 2023, the interest charged for the previous month will be displayed as Interest on the 1st of each month for private properties and 15th of each month for HDB flats (or the next business day if the 1st or 15th is a non-working day).
   
   Your mortgage loan interest is computed on a daily reset basis. This means that if there’s any repayment (including partial repayment), disbursement or change in interest rate during the month, the interest computation will be adjusted accordingly.
   
   For example:
   If there is a disbursement on 8 Mar 2023, the interest reflected on 1 Apr 2023 in your transaction history will include:
   • Interest calculated from 1 Mar 2023 to 7 Mar 2023, based on the initial outstanding principal before the disbursement on 8 Mar 2023.
   • Interest calculated from 8 Mar 2023 to 31 Mar 2023, based on the resulting outstanding principal after the disbursement on 8 Mar 2023.
4. Repayment
   • Repayment: Cash repayment collected from your loan servicing account.
   • Repayment (CPF): CPF repayment collected from your CPF Account. Each borrower's repayments will be shown individually.
   • Monthly repayments deducted on the 1^st of every month for private properties and 15^th of every month for HDB flats. If the due date falls on a Sunday or a gazetted public holiday, the instalment debiting will be made on the next working day.
5. Disbursement: Amount disbursed by the bank.

Key Features

1. Property Address of your Mortgage Loan
2. Details of your Mortgage Loan
   • Total outstanding mortgage loan balance
   • Monthly Instalment Amount
   • Monthly Instalment Due Date
   • Total Loan Amount
   • Undisbursed Loan Amount
3. Interest: Effective 23 Sep 2023, the interest charged for the previous month will be displayed as Interest on the 1st of each month for private properties and 15th of each month for HDB flats (or the next business day if the 1st or 15th is a non-working day).
   
   Your mortgage loan interest is computed on a daily reset basis. This means that if there’s any repayment (including partial repayment), disbursement or change in interest rate during the month, the interest computation will be adjusted accordingly.
   
   For example:
   If there is a disbursement on 8 Mar 2023, the interest reflected on 1 Apr 2023 in your transaction history will include:
   • Interest calculated from 1 Mar 2023 to 7 Mar 2023, based on the initial outstanding principal before the disbursement on 8 Mar 2023.
   • Interest calculated from 8 Mar 2023 to 31 Mar 2023, based on the resulting outstanding principal after the disbursement on 8 Mar 2023.
4. Repayment
   • Repayment: Cash repayment collected from your loan servicing account.
   • Repayment (CPF): CPF repayment collected from your CPF Account. Each borrower's repayments will be shown individually.
   • Monthly repayments deducted on the 1^st of every month for private properties and 15^th of every month for HDB flats. If the due date falls on a Sunday or a gazetted public holiday, the instalment debiting will be made on the next working day.
5. Disbursement: Amount disbursed by the bank.

Log in to digibank Mobile with your Touch / Face ID or digibank User ID & PIN. Under Home, tap on Loans select your Mortgage Loan Account.

Click here to enlarge image below.

Key Features

1. Property Address of your Mortgage Loan
2. Details of your Mortgage Loan
   • Total outstanding mortgage loan balance
   • Monthly Instalment Amount
   • Monthly Instalment Due Date
   • Total Loan Amount
   • Undisbursed Loan Amount
3. Interest: Effective 23 Sep 2023, the interest charged for the previous month will be displayed as Interest on the 1st of each month for private properties and 15th of each month for HDB flats (or the next business day if the 1st or 15th is a non-working day).
   
   Your mortgage loan interest is computed on a daily reset basis. This means that if there’s any repayment (including partial repayment), disbursement or change in interest rate during the month, the interest computation will be adjusted accordingly.
   
   For example:
   If there is a disbursement on 8 Mar 2023, the interest reflected on 1 Apr 2023 in your transaction history will include:
   • Interest calculated from 1 Mar 2023 to 7 Mar 2023, based on the initial outstanding principal before the disbursement on 8 Mar 2023.
   • Interest calculated from 8 Mar 2023 to 31 Mar 2023, based on the resulting outstanding principal after the disbursement on 8 Mar 2023.
4. Repayment
   • Repayment: Cash repayment collected from your loan servicing account.
   • Repayment (CPF): CPF repayment collected from your CPF Account. Each borrower's repayments will be shown individually.
   • Monthly repayments deducted on the 1^st of every month for private properties and 15^th of every month for HDB flats. If the due date falls on a Sunday or a gazetted public holiday, the instalment debiting will be made on the next working day.
5. Disbursement: Amount disbursed by the bank.

Key Features

1. Property Address of your Mortgage Loan
2. Details of your Mortgage Loan
   • Total outstanding mortgage loan balance
   • Monthly Instalment Amount
   • Monthly Instalment Due Date
   • Total Loan Amount
   • Undisbursed Loan Amount
3. Interest: Effective 23 Sep 2023, the interest charged for the previous month will be displayed as Interest on the 1st of each month for private properties and 15th of each month for HDB flats (or the next business day if the 1st or 15th is a non-working day).
   
   Your mortgage loan interest is computed on a daily reset basis. This means that if there’s any repayment (including partial repayment), disbursement or change in interest rate during the month, the interest computation will be adjusted accordingly.
   
   For example:
   If there is a disbursement on 8 Mar 2023, the interest reflected on 1 Apr 2023 in your transaction history will include:
   • Interest calculated from 1 Mar 2023 to 7 Mar 2023, based on the initial outstanding principal before the disbursement on 8 Mar 2023.
   • Interest calculated from 8 Mar 2023 to 31 Mar 2023, based on the resulting outstanding principal after the disbursement on 8 Mar 2023.
4. Repayment
   • Repayment: Cash repayment collected from your loan servicing account.
   • Repayment (CPF): CPF repayment collected from your CPF Account. Each borrower's repayments will be shown individually.
   • Monthly repayments deducted on the 1^st of every month for private properties and 15^th of every month for HDB flats. If the due date falls on a Sunday or a gazetted public holiday, the instalment debiting will be made on the next working day.
5. Disbursement: Amount disbursed by the bank.

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