DBS Cashline Fees & Charges
Learn more about DBS Cashline fees and charges, including annual fees, interest, and late payment charges.
List of Fees & Charges
Annual fee
Interest charge
The prevailing interest rates for your DBS Cashline is based on your gross annual income.
| Minimum gross annual income | Prevailing Interest Rate |
|---|---|
| S$20,000 to below S$30,000 | 29.8% per annum |
| S$30,000 and above | 22.9% per annum |
Once a withdrawal is made from your DBS Cashline, interest will be calculated on a daily basis at the prevailing interest rate applicable to you from the date of withdrawal until receipt of full payment, subject to a minimum charge of S$10.
Increased Interest Rate
If you have not made the minimum payment by the payment due date, an additional interest rate of 8% per annum will be applied to your outstanding balance in your Cashline account from the first working day of the following month after your next Cashline Statement is generated.
Interest rates will be reinstated to the Prevailing Interest Rate once minimum payment is made for 4 consecutive statements by the respective payment due dates.
Late fee
- A late payment fee of S$120 will be levied on your DBS Cashline if the minimum payment is not received by the payment due date.
- The minimum payment amount is 2.5% of your DBS Cashline outstanding balance or S$50, whichever is higher.
Refer to the full list of Fees and Charges.