Multiple Names in Cheque

Cheques addressed to two persons can be deposited into a joint account belonging to them, or to either person's personal account depending on how the cheque is written.

If cheque is issued to Payee A and Payee B, cheque can be deposited to:

A joint alternate account belonging to Payee A and Payee B.
A joint all account belonging to Payee A and Payee B.

If cheque is issued to Payee A and/or Payee B, cheque can be deposited to:

A joint alternate account belonging to Payee A and Payee B.
A joint all account belonging to Payee A and Payee B.
Payee A’s personal account.
Payee B’s personal account.

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