Get up to S$125 back* with Invest-Saver

Terms and Conditions governing digiPortfolio Recurring Top Up Promotion ("Promotion")

By participating in this promotion, you agree to the following Terms and Conditions governing the Promotion.

1. This Promotion is valid for digiPortfolio recurring top up instructions which are set up via digibank app between 3rd July 2023 to 31st December 2024 (dates inclusive) (“Promotion Period”).
2. Eligible Customers will be entitled to receive rebates on management fees incurred on recurring top ups made between 3rd July 2023 to 30th June 2025 (“Contribution Period”).
3. To qualify for the Promotion, a DBS/POSB customer must have set up a recurring top up instruction during the Promotion Period, and have completed at least 3 consecutive monthly recurring top ups (“Qualifying Transactions”) to any of the digiPortfolio(s) stated in Table 1 (“Qualifying Products and Criteria”) during the Contribution Period. (“you”, “your”, or “Qualifying Customer”)

Table 1 - Qualifying Products and Criteria

¹Recurring top up transactions must be completed through the setup of a recurring top up instruction via the DBS digibank app. One-time (lump sum) top up transactions are not eligible for this Promotion.

Illustration 1

Here’s an example of how it works if you have completed 7 monthly recurring top ups consecutively to Income Portfolio.

Your rebate amount would be S$22.50 (Management fee of 0.75% p.a incurred on amount from Months 1 to 6 for period of 6 months)

Illustration 2

Here’s an example of how it works if you have completed 4 monthly recurring top ups consecutively to Income Portfolio.

Your rebate amount would be S$10 (Management fee of 0.75% p.a incurred on amount from Months 1 to 4 for period of 4 months)

4. You must have at least 1 active digiPortfolio as of rebate crediting. digiPortfolios which have been closed as at rebate crediting, will not be considered for the reward.
5. The Qualifying Criteria of 3 consecutive monthly recurring top ups (up to 6 consecutive transactions) may be from different portfolios and the eligibility of Qualifying Transactions will be assessed based on calendar months.
6. Each Qualifying Customer will be entitled to one rebate only.
7. The rebate amount will be finalised as soon as the succession of recurring top ups has ended, or when 6 consecutive months of recurring top ups have been reached, whichever comes first.
8. The rebate will be credited into the DBS/POSB current/savings account used to fund the Qualifying Product on the final week of January, April, July, September depending on when your eligibility ends. If the DBS/POSB current/savings account has been closed at the time of crediting, the rebate shall be credited into another DBS/POSB savings/current account chosen by the Organisers.
9. This Promotion is not valid with other offers or promotions unless otherwise stated.
10. Any infringement to the aforementioned clauses will result in disqualification without prior notice to or authorisation from the Qualifying Customer.
11. You consent under the Personal Data Protection Act (No. 26 of 2012) ("Act") to the collection, use, disclosure of your personal data by/to the Organisers and such other third party as the Organisers may reasonably consider necessary for the purpose of the Promotion, and you confirm that they agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.
12. If you provide DBS with the personal data of any third party, you hereby (1) agree on behalf of that third party to be bound by the DBS Privacy Policy; and (2) consent on behalf of that third party, to DBS' collection, use, disclosure and processing of his/her personal data in accordance with DBS Privacy Policy. You warrant that you have obtained the said third party's prior consent to such collection, use, disclosure and processing of his/her personal data by DBS and that the personal data that you provide to DBS is true, accurate and complete.
13. The Organisers' decision on all matters relating to the Promotion is final. No correspondence or claims will be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Promotion, these terms and conditions will prevail
14. Organisers may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party.
15. A person who does not participate in the Promotion shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions.
16. The terms of the Promotion will be governed by and construed in accordance with the laws of the Republic of Singapore and you agree to submit to the exclusive jurisdiction of the courts of the Republic of Singapore. This Promotion cannot be used in conjunction with other promotions or campaigns carried out by the Organisers, unless otherwise permitted by the Organisers in its sole and absolute discretion.
17. All information is correct as at 4 October 2024.

Terms and Conditions Governing DBS/POSB Invest-Saver - ‘Cashback’ Promotion

By participating in this promotion, you agree to the following Terms and Conditions governing the Promotion.

1. Customers of DBS or POSB (each, a “Customer”) who have successfully opened an Internet Banking account are eligible to participate in the Promotion.
2. This Promotion is valid for Unit Trust (UT) and/or Exchange Traded Fund (ETF) Regular Savings Plans (RSP) set up online via the Unit Trust/ETF Investment Account/Wealth Management Account from 1 October to 31 December 2024 (the “Promotional Period”).
3. Debiting account selected via CPF or SRS will not be eligible to participate in this Promotion.
4. On the date of RSP setup, customers who have existing holdings of the fund being setup will not be eligible for the promotion.
5. Eligible Customers are entitled to receive cashback for RSP contribution made till 31 March 2025 (the “Contribution Period”).
6. Each eligible Customer is entitled to a full rebate of the sales charge for all UT and/or ETF RSP transactions done during the Promotional Period, capped at S$125 cashback per client, for the Contribution Period.
7. All cashback will be disbursed to eligible Customers who have purchased RSPs setup within the Promotional Period and remain in the programme for 3 consecutive calendar months (e.g. Eligible customers who purchased an RSP in October 2024 and continue to subscribe in November and December 2024) will receive their cashback to their debiting account by 31 May 2025.
8. All RSP monthly contributions via your Saving or Current account will be made on the 15th of every month (or the next business day if the 15th is a Sunday or Public Holiday). The respective debiting dates are subject to changeAll RSP contribution via Wealth Management Account (WMA) will be made on the dates and frequencies selected.
9. All RSP contribution via Wealth Management Account (WMA) will be made on the dates and frequencies selected.
10. DBS shall not be liable in any way to any party for any loss or damage or expenses arising in connection with the Promotion, howsoever arising, including without limitation, from any late or non-notification, any error in computing chances, any technical, hardware or software breakdown, malfunction or defects, failed, delayed or incorrect transactions, lost or unavailable network connections or any notice that is lost or misdirected.
11. These terms and conditions shall be read in conjunction with the terms and conditions governing the Relevant Account, the Terms and Conditions Governing Electronic Services and the DBS Privacy Policy, which are available on DBS’ website at www.dbs.com.sg. In the event of any inconsistency, these terms and conditions shall prevail insofar as they apply to the Promotion.
12. DBS’ decision on all matters relating to the Promotion shall be final. No correspondence or claims will be entertained.
13. DBS may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party.
14. The Customer consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of his/her personal data by/to DBS and such other third party as DBS may reasonably consider necessary for the purpose of the Promotion, and the Customer confirms that he/she agrees to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.