Kickstart Your Investment Journey with digiPortfolio

Kickstart Your Investment Journey with DBSAdopting good money habits can help to take you from first paycheck to retirement. These include Save, Protect, Grow and Retire. To support your journey, here’s a big treat to reward your efforts, as you build up your money habits!Claim your free gifts:

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Apply for eligible Protect or Grow products by 28 February 2025

Claim your Income digiPortfolio gift with S$68 credit

Enjoy bonus 4%p.a when you invest up to S$10K

Apply for eligible policies by 28 February 2025, to be issued by 7 March 2025.

Eligible policies include:

Protect

Regular premium protection plan with annual premium of at least S$500.

Grow

Regular premium participating or investment-linked plan with an annual premium of at least S$6,000.
Single premium insurance plan of at least S$15,000 (excluding Manulife Goal series).

Click here for full product list

Keen to find out more?

Speak to a WPM

Now that you are entitled to an Income digiPortfolio gift with S$68 credit, claim it on digibank from 15 to 31 March 2025.

Log into digibank and tap on Plan.
Tap on Claim now on the promotion card
You will see the promotion card on either Plan, or Invest tab.

Your Income Portfolio gift will be created on digibank within 7 business days.

Claim now on digibank app

With your brand-new Income Portfolio, get an additional bonus 4%p.a. on your first S$10K of holdings till 30 June 2025.

For example:

You receive your Income Portfolio Gift with S$68 credit on 25 March 2025
You top up S$10,000 into the portfolio on 25 March 2025, bringing total holdings to S$10,068.
The estimated entitlement from the promotion will be = S$68 + (S$10,000 x 4%p.a. / 365 x no. of days from 25 March to 30 June i.e. 97 days) = S$174

Figures above are for illustration only. The actual entitlement will be computed on a daily basis taking into account the accumulated top-up amounts, net of any withdrawals made, from 15 March to 30 June 2025

Here’s how you can top up:

Log in to digibank and scroll down to find your Income Portfolio. Tap on it.
Tap on Top Up.
Tap on Set recurring to set up regular investments. Alternatively, you may do a one-time top-up.
Key in the required fields, review and submit.

Top Up on digibank app

Frequently Asked Questions

What are the eligible products?

You may apply for any of the following products:

Category	Eligible products
Protect – Regular Premium	LifeReady ManuProtect Term ManuProtect Term
Grow – Regular Premium	Manulife FlexiRetire - RP Manulife GrowSecure Manulife InvestReady Manulife IncomeGen Manulife IncomeSecure Manulife Spring Manulife SmartRetire ReadyBuilder - RP
Grow – Single Premium	Manulife FlexiRetire - SP ReadyBuilder – SP

Eligible products

Protect – Regular Premium

LifeReady

ManuProtect Term

Grow – Regular Premium

Manulife FlexiRetire - RP

Manulife GrowSecure

Manulife InvestReady

Manulife IncomeGen

Manulife IncomeSecure

Manulife Spring

Manulife SmartRetire

ReadyBuilder - RP

Grow – Single Premium

Manulife FlexiRetire - SP

ReadyBuilder – SP

Where can I read more about the eligible products?

Read more about the products here.

What if my policy is incepted after 7 March 2025?

Policies issued after 7 March 2025 will be considered for the subsequent month’s promotion, if applicable.

What is an Income digiPortfolio?

digiPortfolio provides discretionary portfolio services to investors. The Income Portfolio is a well-diversified, balanced portfolio with an income skew, targeting to generate 4% p.a. income for investors. Read more about it here.

How do I ensure that I will receive the free Income Portfolio gift?

After you have applied for any of the eligible products, you will need to log into Plan on digibank, and claim the promotion between 15 March to 31 March 2025, as guided above. If the claim is not made, you will not be eligible for the reward.

If I apply for more than 1 eligible product, how many free Income Portfolio gifts am I entitled to?

You are entitled 1 free Income Portfolio gift regardless how many eligible products you have applied for.

If I already hold an Income Portfolio, will another Income Portfolio be opened for me?

No. The S$68 credit will be topped up directly into your existing Income Portfolio instead.

Which portfolio will be topped up if I hold multiple existing Income Portfolios?

The top-up will be done on the portfolio that is most recently created.

How will the bonus top up be calculated?

The bonus 4% p.a. will be computed based on your holdings, capped at S$10,000, in Income Portfolio on a daily basis.

Terms and ConditionsKickstart your investment journey Promotion (digiPortfolio gift with S$68 credit) Terms and ConditionsGet your bonus 4% p.a. Promotion Terms and Conditions

Disclaimers and Important Notice

The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, reposted or communicated to any other person without the prior written permission from DBS Bank.

This information does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this information, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information in this website is for information only. The information and opinions contained in this publication has been obtained from sources believed to be reliable, but DBS makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. Opinions and estimates are subject to change without notice.

DBS Bank, its related companies, their directors and/ or employees may have positions or other interests in, and may effect transactions in the product(s) mentioned here. DBS Bank may have alliances or other contractual agreements with the provider(s) of the product(s) to market or sell its product(s). Where DBS Bank’s related company is the product provider, such related company may be receiving fees from investors. In addition, DBS, their directors and/ or employees may also perform or seek to perform broking, investment banking and other banking or financial services for these product providers.

Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. There is no assurance that the credit ratings of any securities mentioned in this publication will remain in effect for any given period of time or that such ratings will not be revised, suspended or withdrawn in the future if, in the relevant credit rating agency’s judgment, the circumstances so warrant. The value of any product and any income accruing to such product may rise as well as fall. Foreign exchange transactions involve risks. The reader should note that fluctuations in foreign exchange rates may result in losses in foreign exchange. To the extent permitted by law, DBS accepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this publication or its contents.

The information herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. DBS Bank (Company Registration. No. 196800306E) is an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore.

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