Promotion – digiPortfolio - Kickstart Your Investment Journey

Kickstart Your Investment Journey with DBSAdopting good money habits can help to take you from first paycheck to retirement. These include Save, Protect, Grow and Retire. To support your journey, here’s a big treat to reward your efforts, as you build up your money habits!Claim your free gifts:

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Apply for eligible Protect or Grow products by 31 March 2025

Claim your Retirement digiPortfolio gift with S$68 credit by 30 April 2025

Enjoy bonus 4% p.a. credit when you invest up to S$10K by 31 July 2025

How to qualify

Claim digiPortfolio gift

Earn Bonus 4% p.a.

Apply for eligible products by 31 March 2025, to be issued by 7 April 2025 (if applicable).

Eligible policies include:

Protect

Regular premium protection plan with annual premium of at least S$500
DriveShield car insurance

Grow

Regular premium participating or investment-linked plan with an annual premium of at least S$6,000
Single premium insurance plan of at least S$15,000 (excluding Manulife Goal series)
Cumulative Unit Trust investments of at least S$10,000 (excluding CPF and SRS investments)

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Frequently Asked Questions

What are the eligible products?

You may apply for any of the following products:

Category	Eligible products
Protect – Regular Premium	LifeReady ManuProtect Decreasing ManuProtect Term
Protect – Car Insurance	DriveShield
Grow – Regular premium	Manulife FlexiRetire Manulife GrowSecure Manulife InvestReady Manulife IncomeGen Manulife IncomeSecure Manulife Spring Manulife SmartRetire ReadyBuilder
Grow – Single Premium	Manulife FlexiRetire ReadyBuilder
Grow – Investments	Cumulative Unit Trust investments of at least S$10,000 (excluding CPF and SRS investments)

What if my policy is incepted after 7 April 2025?

Policies issued after 7 April 2025 will be considered for the subsequent month’s promotion, if applicable.

What is Retirement digiPortfolio?

digiPortfolio provides discretionary portfolio services to investors. The Retirement Portfolio is managed by DBS in collaboration with J.P. Morgan Asset management. It is guided by a ‘Glidepath’ strategy, offering higher equity participation when younger while derisking through bonds every year until retirement. Read more about it here.

How do I ensure that I will receive the free Retirement Portfolio gift?

After you have applied for any of the eligible products, you will need to log into Plan on digibank, and claim the promotion before 30 April 2025, as guided above. If the claim is not made, you will not be eligible for the reward.

If I apply for more than 1 eligible product, how many free portfolio gifts am I entitled to?

You are entitled 1 free portfolio gift regardless how many eligible products you have applied for.

If I already hold a Retirement Portfolio, will another Retirement Portfolio be opened for me?

No. The S$68 credit will be topped up directly into your existing Retirement Portfolio instead.

Which portfolio will be topped up if I hold multiple existing Retirement Portfolios?

The top-up will be done on the portfolio that is most recently created.

How will the bonus top-up credit be calculated?

The bonus 4% p.a. will be computed based on your holdings, capped at S$10,000, in Retirement Portfolio on a daily basis.

Terms and ConditionsKickstart your investment journey Promotion (digiPortfolio gift with S$68 credit) March Terms and Conditions Get your bonus 4% p.a. Promotion March Terms and Conditions

Disclaimers and Important Notice

The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, reposted or communicated to any other person without the prior written permission from DBS Bank.

This information does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this information, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information in this website is for information only. The information and opinions contained in this publication has been obtained from sources believed to be reliable, but DBS makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. Opinions and estimates are subject to change without notice.

DBS Bank, its related companies, their directors and/ or employees may have positions or other interests in, and may effect transactions in the product(s) mentioned here. DBS Bank may have alliances or other contractual agreements with the provider(s) of the product(s) to market or sell its product(s). Where DBS Bank’s related company is the product provider, such related company may be receiving fees from investors. In addition, DBS, their directors and/ or employees may also perform or seek to perform broking, investment banking and other banking or financial services for these product providers.

Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. There is no assurance that the credit ratings of any securities mentioned in this publication will remain in effect for any given period of time or that such ratings will not be revised, suspended or withdrawn in the future if, in the relevant credit rating agency’s judgment, the circumstances so warrant. The value of any product and any income accruing to such product may rise as well as fall. Foreign exchange transactions involve risks. The reader should note that fluctuations in foreign exchange rates may result in losses in foreign exchange. To the extent permitted by law, DBS accepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this publication or its contents.

The information herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. DBS Bank (Company Registration. No. 196800306E) is an Exempt Financial Adviser as defined in the Financial Advisers Act and regulated by the Monetary Authority of Singapore.

Disclaimer: Life insurance is not a savings or fixed deposit product. Buying a life insurance policy is a long-term commitment. For regular premium policy, regular payments are required to service the premiums throughout the policy term. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.

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Kickstart Your Investment Journey with digiPortfolio

Apply for eligible products by 31 March 2025, to be issued by 7 April 2025 (if applicable).

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