At a Glance
Competitive interest rates
SGD @ 4.50%pa, HKD @ 5.25%pa, USD @ 5.25%pa.
Flexible and secured loan option
Giving you greater investment power and improving your cash flows.
Finance up to 70% of your investments
And get ready to crush the bull run when it comes.
Or, connect with a Relationship Manager.
About DBS Share Financing
With DBS Share Financing, you get additional funds for your investment opportunities–maximising your potential returns.
Simply pledge your fully paid shares and ETFs as collateral. Receive your loan as cash and withdraw whenever you need to.
You can borrow up to 70% of eligible shares or ETFs.
Note: Financing on ETFs is available only for Singapore market.
| For example, | |
|---|---|
|
Shares pledged to DBS |
S$100,000 |
|
Cash you can withdraw |
Up to S$70,000 |
Still unsure of how Share Financing works? Read our quick guide to margin trading to find out more.
How you could maximise your returns
| without Financing | with Financing | |
|---|---|---|
| Shares you bought (Initial Capital) |
S$100,000 | S$100,000 |
| Loan amount | - | S$250,000 |
| Total Capital | S$100,000 | S$350,000 |
| Capital gained (6%) |
S$6,000 (S$100,000*6%) |
S$21,000 (S$350,000*6%) |
| Loan interest (4.99% p.a.) |
- | S$12,475 (S$250,000*4.99%) |
| Return on investment | S$6,000 (6% of Initial Capital) |
S$8,525 (8.53% of Initial Capital) |
Pricing and fees
Enjoy full transparency of your loan. Find out about Custody Fees and DBS Bank Charges on our Share Financing Fees schedule.
Eligibility requirements
| Can I apply? | |
|---|---|
|
Residency |
You are not a:
|
|
Age |
Must be 21 or older |
|
Account needed |
You need to have a DBS/POSB eMCA account for loan disbursement. |
| What shares and ETFs can I pledge against or invest in? | |
|---|---|
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Before you apply
Is this your first loan with us?
Take time to read and understand our general terms and conditions on your Share Financing agreement.
Need help?
Connect with our Relationship Managers or refer to our frequently asked questions (FAQs).
