Instant2 funds disbursement at 0%^ interest over 3, 6 or 12 months tenure
Pay as little as S$50 or the minimum due on your statement balance, whichever is higher.
Pay just one bill at 0%^ interest when you transfer all outstanding balance to a DBS Credit Card or Cashline Balance Transfer
Existing DBS Credit Card / Cashline customer? No documents are required.
Apply now
Enjoy 1% cashback when you apply today. Click here to find out more.
Interest, fees and charges are subject to compounding if it is not paid in full.
^The one-time administration fee will be charged to your Cashline/ Credit account accordingly. The promotional interest rate will expire and cease to apply after the stipulated promotion period indicated in your BT application or upon full repayment of the BT amount (whichever is earlier) and the interest rate will be adjusted to our prevailing interest rate or preferential interest rate, if applicable.
1The effective interest rate is calculated based on the reducing outstanding amount over the tenure of the loan and takes into account the administration fees, assuming a monthly minimum payment of 2.5% (for Cashline) and 3% (for DBS/POSB Credit Card), plus interest, fees and charges and full payment in the final month of the tenure.
2Please note that for loans approved after 9pm during month end (eg 31st March), the funds will only be credited on the following day. If the following day falls on a Sunday or Public Holiday, the crediting will be on the next working day (eg Mon to Sat).
DBS/POSB Balance Transfer Terms and Conditions (WEF 1 September 2023)
List of Fees and Charges
Important Notes:
1. Dive into unused credit limit for cash
Cash out unused credit limit on your DBS/POSB Credit Card or Cashline to DBS Saving account
2. Pool outstanding balances, save on interest
Use the funds from Balance Transfer to pay off your outstanding bill with other bank(s)
Here’s an illustration of how much you could save with Balance Transfer
Figures have been simplified for illustration purposes only. Interest savings are based on the 24% p.a. interest rate on other banks' credit cards over a 12-month repayment period.
Apply for DBS Balance Transfer today with promo code “DBSBT” and receive 1% cashback on your approved loan amount. Valid for loan amounts of S$10,000 and above with a minimum loan tenure of 12 months.3
3Balance Transfer 1% Cashback Promotion Terms and Conditions apply. Promotion ends 31st Dec 2024. The Cashback will be credited within 120 days from the Balance Transfer application approval date.
21 – 75 years old
Existing DBS Credit Card / Cashline customer
Don't have a DBS Credit Card or Cashline?
Apply for a DBS Credit Card or Cashline to get started.
Enjoy the benefits of Balance Transfer today.
Singaporeans & Permanent Residents
Foreigners
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Learn how to interpret the different sections of your Credit Cards and Cashline statements.
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