Cover the cost for your overseas programme to enhance your learning experience.
Interest is calculated, and repayment starts only after graduation.
You can repay the loan in full or partially within 24 months after completing the course.
Covers your tuition fees in an MOE recognised tertiary institution
Zero interest and repayments while you are studying
Repay as low as $100 a month
Step 1: Ensure that you have digibank access (New to DBS/POSB customers have to open an account).
Step 2: The student submits the online application.
Step 3: Guarantors review the application and submit their personal details.
Step 4: We will process your application. This takes 5-7 working days if no discrepancies are found in the application.
Please read through this guide to learn more about what you need to prepare in advance before you submit your Overseas Student Program Loan application online.
University
Applicable only for Singapore Institute of Technology
Polytechnic
Applicable only for Ngee Ann Polytechnic
Guarantor
For the full criteria to apply for Overseas Student Programme Loan, please refer to your respective institution's website for more details.
For applications submitted before 1 Apr 2024, interest-free during the course of study, charged at average prime rate of DBS, OCBC, and UOB after graduation.
For applications from 1 Apr 2024 onwards, please click here for details.
To begin the online Overseas Student Programme Loan application, you must have the following:
For university foreigner students who have a foreigner guarantor residing outside Singapore, you have to obtain the physical application form from your school and follow this procedure.
To proceed, you must:
Guarantors may continue their application here after receiving the notification email.
Existing DBS customers
Main applicants and guarantors must have digibank access.
Existing DBS Customers
Log in with your digibank credentials and begin the loan application with your prefilled details.
If you do not have a digibank profile, register for a digibank profile and set up your login user ID and PIN with your ATM/Debit/Credit Card.
New Customers
Step 1: Download digibank app and apply for your first account with us – My Account or Multiplier Account. It is easy, quick and instant when you apply with Singpass.
Step 2: Once your first account is opened, return to this page and apply for your Tuition Fee Loan with your digibank credentials.
Download digibank app
Please click here for repayment modes and options.
Change in Loan Quantum / Change of First Disbursement Year and Semester
Help & Support Portal
Phone - 1800 111 1111
Get In Touch with Us