INSIGNIA SERVICE AMBASSADOR CONCIERGE SERVICE (“CONCIERGE”)

Insignia cardmember(s) (“Cardmember”) will have access to the Concierge and may request the Concierge to source for information, services, benefits or products (collectively, the “Concierge Services”) for personal purposes, and excludes requests related to commercial purposes or for a third party.

The Concierge has the absolute discretion not to provide or make any arrangement that is requested by the Cardmember if in its opinion, the provision of such Services would be contrary to any laws or regulations or in the opinion of the Concierge, it is not possible to provide any such Concierge Services or the provision of any such Concierge Services is immoral or against public interests.

Although the Concierge Services provided are complimentary, all non-Concierge Service related costs shall be borne by the Cardmember. Examples of such costs include the cost of physical goods that the Cardmember has instructed the Concierge to purchase. The Cardmember agrees that he/she will only use the DBS Insignia Visa Infinite Card to pay for any goods or services obtained via the Concierge.

DISCLOSURE OF INFORMATION

PARTIES TO WHOM DISCLOSURE MAY BE MADE

• You authorise us to disclose any particulars of your Card Account and/or your use of the Card(s) and/or (if you have executed a charge on deposit to secure your liabilities under the Card (“Charge”)) any information relating to the Charge on deposit to:
• any person or organisation participating in the provision of electronic or, without limitation, other services in connection with banking services or usage or loyalty benefits made available or utilised by you, whether in Singapore or outside Singapore for the purpose of the operation of the said services, including but not limited to investigating discrepancies, errors or claims;
• banks, credit or charge card companies or merchants in credit or charge card enquiries;
• outsourced agents appointed by us for the purpose of making, printing, mailing, storing, microfilming and/or filing personalised cheques, statements of accounts, cards, labels, mailers or any other documents or items on which your name and/ or other particulars appear, or any data or records or any documents whatsoever;
• any information garnering or processing organisation or department or consultant for the purposes of conducting survey(s) or analyses or developing system applications on our behalf;
• any person or organisation for the purpose of marketing or promoting any services or products whether our own or tied up by us;
• any party involved in facilitating, processing or providing any services or facilities in connection with your Card, Card Account, and/or any Card transaction;
• any of our related corporations (as such term is defined in the Companies Act, Chapter 50 of Singapore) for risk management purpose, for monitoring credit exposures across the DBS Group to you and for cross-selling purposes. “DBS Group” means any of our subsidiaries, our holding company and any subsidiaries of our holding company;
• any government agency or authority or tribunals or courts of any jurisdiction in compliance with the order, notice or request of such agency, authority, tribunal or court, or in compliance with applicable laws or for commencing, defending or otherwise participating in any legal or administrative proceedings or inquiry before any court, tribunal or other agency or authority;
• any person or organisation for the purpose of collecting or recovering on our behalf, or securing for your benefit or repaying on your behalf, any sums of money owing to us from you;
• any credit bureau of which we are a member or subscriber (“Bureau”) to the extent and for the purposes set out in the Banking Act, Chapter 19 of Singapore (as may be amended and substituted from time to time);
• any person authorised to operate the Card Account(s), including but not limited to Supplementary Cardholders, for any purpose in connection with this Agreement or the operation of the Card Account;
• any person or organisation to clarify or correct any wrongful or erroneous belief,
• representation or allegation to any third party, whether made by you or on your behalf, both in public and in private, regarding any of the Bank’s dealings with you or otherwise in relation to the Bank’s products, processes or policies, regardless of the form of media or platform which may include but is not limited to, published articles, posts, complaints or petitions;
• and any person or organization where we in good faith deem it reasonable to make such disclosure in connection with this Agreement or the operation of the Card Account.

PRODUCT SUMMARY

When you charge your travel fares to your DBS Insignia Visa Infinite Card, you will automatically enjoy complimentary cover under this travel insurance program arranged by DBS.

This insurance is provided subject to the terms conditions and exceptions of the Master Policy ("Policy") issued by Chubb Insurance Singapore Limited, located at 138 Market Street, #11-01 CapitaGreen, Singapore 048946 ("the Company") to DBS Bank Ltd ("DBS"). All endorsements, changes and amendments to the Policy as agreed between the Company and DBS shall be binding without prior notice on the Insured Person.

For more information

DBS Bank Ltd 12 Marina Boulevard
DBS Asia Central @ Marina Bay Financial Centre Tower 3
Singapore 018982

Co. Reg. No. 196800306E