Cash is King, but Cashless is Queen

Why go cashless?

It’s more rewarding

Enjoy a world of perks, from discounts to miles and points, when you choose to go cashless with us.

It’s secure and stress-free

Say goodbye to queues and lost cash. Our digital payments offer peace of mind with added security and ease of use.

It’s simply smarter

Track expenses, create budgets and manage your money better with our smart financial planning tools – all without the hassle of paper trails.

Go cashless with DBS

Discover a seamless and rewarding way of living that meets all your needs. Earn rewards on every transaction, access exclusive deals, enjoy unparalleled convenience, and more with our suite of cashless solutions.

Reap rewards every time you pay

Grocery runs, dining out, retail therapy? Turn everyday spending into extraordinary rewards. Enjoy perks like rebates, miles or cashback when you pay with DBS/POSB Cards and PayLah!.

DBS/POSB Cards

Enjoy up to 50% off on shopping hauls, dining experiences, and holiday bookings with DBS/POSB Cards.

DBS PayLah!

Scan to pay at over 180,000 acceptance points islandwide. Plus get rides, tickets, and more – all in one app.

Your passport to convenience

Planning your next adventure? Leave the loose change behind and experience seamless and hassle-free journeys with our convenient cashless solutions.

DBS Travel Wallet

Discover the ultimate travel hack that’s been in your wallet all along – your DBS Visa Debit Card and multi-currency accounts (Multiplier Account or My Account)!

Get up to 2% cashback with zero overseas fees, switch currencies instantly, all while staying secure with DBS Payment Controls. Less worries, more unforgettable memories.

Get DBS Travel Wallet

Deposit Insurance Schemes
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.

Pay like a local with DBS PayLah!

Did you know you can use PayLah! overseas too? Simply look out for merchants that accept these QR payments:

Malaysia

Scan to pay for dining, shopping, massages, and everything you love across the border with DuitNow QR.

Learn more

Thailand

Scan to pay at BTS stations, major retailers, weekend, and night markets with PromptPay QR. 

Learn more

Worldwide

Scan to pay at over 40 million UnionPay QR-enabled merchants around the world.

Learn more

The best part, you don’t need to worry about conversion. We got that covered too.

Discover the best travel deals

Book flights, hotels and more for your next trip on DBS Travel & Leisure Marketplace, your one-stop platform for carefree vacations.

Send and receive money seamlessly

Whether it’s settling up with friends after a meal, allowance for your kid or receiving government payouts, enjoy secure and instant transfers with anyone, anytime.

POSB Smart Buddy

Set your child’s allowance conveniently and have them spend and save wisely while developing smart money habits today.

Learn more

PayNow

Send and receive money and govt payouts instantly via a mobile number and NRIC.

Learn more

DBS Digital Gifts

Celebrate life’s special moments by gifting sustainably with our personalised eGift or QR Gift Card.

Learn more

Easy breezy money management

Unlock the doors to growing your savings through smart budgeting when you spend digitally. With the Plan tab on digibank, you can effortlessly set your budget and track your expenses – all in one place.

Step 1: Tap on ‘Plan’ in digibank

Step 1: Tap on ‘Plan’ in digibank

Tap on ‘plan’ in digibank and go to ‘Money In/Out’ to start.

Created with Sketch.
Created with Sketch.

Promotions

Unlock Exclusive Deals with Cash Alternative Payment Options!

Not on DBS PayLah! yet?
Download The Ultimate Everyday App today.

Get S$6 when you download and register with promo code ‘NOCASHLAH’ from now till 31 December 2025. For full terms and conditions, click here.

Download and register today to enjoy more shopping rewards!

Download now

Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.


Get up to S$10 Cash reward with PayNow

Simply link your DBS/POSB account(s) to your NRIC/FIN and/or Mobile Number with PayNow.

Learn more

Sign up today to unlock S$300 cashback!

Apply for the selected DBS/POSB Credit Card with promo code CASH300 and spend S$800 within 60 days from Card Approval Date.

Learn more

2% cashback on all overseas spend

Get up to 2% cashback on any foreign currency spending with your DBS Visa Debit Card – even online!

Learn more

Sign up for the DBS Altitude Card!

Unlock up to 38,000 Miles for Life with a promo code and spend S$800 within 60 days from Card Approval Date.

Learn more

Get S$12 cashback on your first PayNow-PromptPay transfer

Simply transfer at least S$300 via PayNow-PromptPay (to Thailand) within the qualifying period to get a S$12 cashback!

Learn more

Get S$12 cashback on your first PayNow-UPI transfer

Simply transfer at least S$300 via PayNow-UPI (to India) within the qualifying period to get a S$12 cashback!

Learn more

Thank you. Your feedback will help us serve you better.

Was this information useful?

We’re sorry to hear that. How can we do better? (Optional)
Launch Chat