About Card Rewards & Benefits
Fancy getting the best deals for shopping, dining, entertainment, and travel? Or prefer to enjoy cash credits for your bills?
With DBS Points, choose what you want and get the best bang for your buck. Redeem your points for:
| Offset your purchases and bills on PayLah! or get cash credits | |
| Redeem for vouchers or miles from DBS Rewards Catalogue | |
| Redeem to pay for your online and in-store purchases. Love Apple products? Get exclusive promotions on DBS Apple Rewards Store. |
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| Get more value when you pay with your points for your bookings on DBS Travel Marketplace. | |
Cash credits
Here’s how to stretch your dollar with DBS Points:
| Lighten your spend on PayLah! | Get Cash Credits from DBS Rewards Catalogue |
|---|---|
| Offset your purchases and bills instantly on DBS PayLah! App |
Exchange your Points for cash, starting from S$10 Credit for 1,200 Points |
| Enjoy up to S$240 cashback | Check out the latest Cash Credit promotion |
Offset your purchases and bills with your DBS Points and enjoy savings instantly in just 4 easy steps.
 | Step 1 Step 2 Step 3 Step 4 |
Gifts and treats from DBS Rewards Catalogue
Starting 17 Nov 2024, DBS Rewards catalogue will be mobile-friendly! Experience the revamped catalogue on DBS PayLah! and enjoy the convenience of redeeming vouchers, cash credits, and making donations on the go!
Redeem miles or vouchers for shopping, dining, and more from DBS Rewards Catalogue.
Unsure of how to begin? Find out how to redeem DBS Points.
NTUC FairPrice
S$10 voucher
DBS Points: 690
Takashimaya Department Store
S$50 voucher
DBS Points: 3,200
eCapitaVoucher
S$20 voucher
DBS Points: 1,800
Check out our monthly flash deals on the 18th of every month.
Air miles
Convert your DBS Points into air miles with Asia Miles, Air Asia, KrisFlyer Miles, or Qantas Points.
An administrative fee of S$27.25 (inclusive of GST) applies to each miles conversion and will be charged to DBS Credit Card. This fee is waived for conversion to Air Asia Points until 31 Dec 2025.
| Miles transfer | |
|---|---|
| First-time transfer | Up to 10 working days |
| Subsequent transfers | KrisFlyer Miles, Qantas Points and Air Asia Points Asia Miles |
Eligibility and fees
- You need to be a Principal Cardmember holding a valid DBS Insignia Card, DBS Black Treasures Elite Card, or DBS Altitude Card.
- You’ll be charged with an annual participation fee of S$43.60 (inclusive of GST) to your DBS Credit Card after successful enrolment .
How it works
- At the start of each quarter, every block of 500 DBS Points will be automatically converted to 1,000 KrisFlyer miles. Once DBS Points are converted, it cannot be reversed.
| For example: | |
|---|---|
| Total available DBS Points balance at the end of the quarter | 18,876 |
| Eligible for KrisFlyer Miles Auto Conversion | 18,500 |
| Remaining DBS Points balance | 376 |
| Total KrisFlyer miles converted | 37,000 |
Convert your DBS Points earned from your transactions automatically into KrisFlyer miles with the KrisFlyer Miles Auto Conversion Programme. Simply enrol now! Terms and conditions apply.
Have more questions about this programme?
Refer to our KrisFlyer Miles Auto Conversion Programme FAQs.
Instant redemption
Redeem instantly to pay for your purchases online or in stores. You can also use it for shopping mall vouchers.
If you’re an Apple fan, check out exclusive deals on our DBS Apple Rewards Store! Online purchases
Enjoy instant redemption for not only your online purchases, in-app purchases too!
Have questions on this?
Refer to Pay with DBS Points for Your Online Purchases.
Zalora
Stack discounts till 31 Mar 2025.
Shopee
Kris+
Joyalukkas
Redeem at all Joyalukkas stores
Pet Lovers Centre
Redeem at all Pet Lovers Centre stores
VivoCity
Redeem Mapletree vouchers at Customer Service Centre, Level 1
| Other participating merchants: | |
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Visit DBS Apple Rewards Store to check out exclusive promotions. Plus, enjoy flexible payment methods like redeeming your DBS Points or POSB Daily$, or choosing a 24-month instalment plan with 0% interest and no fees.
Travel bookings
Search and book easily for your travels on DBS Travel Marketplace.
Enjoy special hotel rates and flexible payment plans. Plus, enjoy 2x more value when you offset your purchases with DBS Points.
