At a Glance
Earn an extra 3.25% cashback on selected overseas spend
at your favourite destinations in Asia from Japan, Malaysia, Thailand, Korea, Indonesia and more!
Treat yourself with up to 6% cashback
on shopping and daily rides.
Enjoy 0.3% unlimited cashback
on All Spend.
Limited time sign-up bonus:
New to DBS/POSB Cardmembers can enjoy S$300 cashback with promo code: ‘CASH300’.
To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.
Features & Benefits
Don’t just live, live fresh! From now till 30 June 2025, earn up to 9.25% cashback on the things that bring you joy – whether it’s shopping at your favourite brands in Singapore or at your favourite destinations in Asia, or treating yourself to comfy rides and commutes. Plus, get 0.3% unlimited cashback on every eligible spend.
How do I get 9.25% cashback?
Ready to live fresh? Simply spend at least S$800 on your DBS Live Fresh Card per calendar month to earn base cashback, as well as additional cashback on Selected Overseas Spend, Shopping and Transport Spend.
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How to maximise your cashback?
Here’s how:
Meet Jane – she travelled to Bangkok, Thailand this month! From trip preparation to exploring the city, she spent at least S$800 to earn 6% cashback on her shopping and transport spend and an extra 3.25% cashback on her overseas spend.
Capped at S$50 each per calendar month for Selected Overseas Spend and Shopping Spend, and S$20 per calendar month for Transport Spend. Terms and conditions apply.
Refer to Terms and Conditions Governing the DBS Live Fresh Card Extra 3.25% Cashback on Selected Overseas Spend Promotion and FAQs for more details, and Terms and Conditions Governing the DBS Live Fresh Card Cashback Programme on the use of this card.
Promotions
Limited time sign-up bonus:
There’s no better time to start living fresh than now. Sign up today with promo code: ‘CASH300’ and enjoy a limited-time bonus of S$300 cashback with your DBS Live Fresh Card!
Exclusively for customers aged 21 to 29 years old:
From now till 30 Jun 2025, simply switch your salary credit to DBS/POSB and unlock a guaranteed S$300 cash reward. Plus, apply and spend with DBS Live Fresh Card to get up to an additional S$450 cashback.
Brotzeit German Bier Bar & Restaurant
- 1-for-1 Main Course: Fladen, Sausages, Pork Knuckle, Schnitzel and Classics
Valid till 31 Dec 2025. T&Cs apply.
Café Mosaic (Carlton Hotel Singapore)
- 1-for-1 Weekday Lunch Buffet*
- 1-for-1 Seafood Dinner Buffet^ (Thu to Sat)
- 1-for-1 Seafood Lunch Buffet^ (Sun)
Valid till 30 Dec 2025. T&Cs apply.
Grin Affair
- 1-for-1 Double Scoop Gelato with Waffles + Drinks Set (Coffee/Tea)
Valid till 31 Dec 2025. T&Cs apply.
Wheeler's Tropikana
- 1-for-1 Buttermilk Fried Chicken Burger
Valid till 30 Jun 2025. T&Cs apply.
Click here for more interesting 1-for-1 deals!
- 50% off travel bookings every day of the week, on Trip.com, Expedia, Cathay Pacific and more!
Valid till 30 Jun 2025.
Individual promotions terms and conditions apply.
- Additional 5% off bookings with no discount cap, stackable with ongoing promotions
Promo Code: DBS5OFF
Booking Period: 16 Jan 2025 till 31 Dec 2025
Travel Period: Applicable to any available sailing dates at point of booking, with exception of blackout dates
- Up to 8% off sitewide
Booking Period: 1 Jan 2025 till 31 Dec 2025
Travel Period: 1 Jan 2025 till 31 Dec 2025
- S$20 off with min. spend of S$250 to selected destinations
Promotion Period: 10 Feb 2025 till 31 Dec 2025
Travel Period: 10 Feb 2025 till 31 May 2026
Promotion Period: Every Thursday, from 20 Jan 2025 till 30 Jun 2025 Travel Period: 20 Jan 2025 till 31 Dec 2025
- Up to 10% off flight bookings
Promotion Period: 4 Mar 2025 till 30 Apr 2025 Travel Period:
- Korea, Japan & China: 4 Mar 2025 till 30 Sep 2025 (excluding High Season)
- USA & Canada: 4 Mar 2025 till 30 Apr 2025, 1 Sep 2025 till 4 Dec 2025 (excluding May to Aug 2025)
- Up to 10% off flight bookings
Promo Code: DBSQR25
Promo codes to be released weekly every Monday at 12pm, limited redemptions only.
Promotion Period: 1 Apr 2025 till 30 Sep 2025
Travel Period: 1 Apr 2025 till 31 Dec 2025
24/7 Visa Concierge
Keep things fresh with your personal 24/7 Visa concierge with a curated range of services, amenities and exclusive privileges.
Eligibility & Fees
| Who can get this card? | |
|---|---|
| Age | Must be 21 or older |
| Minimum income | Singaporeans/PRs: S$30,000 p.a. Foreigners: S$45,000 p.a. |
| What fees are there? | |
|---|---|
| Annual fee | Principal Card: S$196.20 Supplementary Card: S$98.10 per card |
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Annual fee waiver |
1 year |
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Late fee |
S$100 if your outstanding balance is more than S$200 |
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Finance charges |
27.8% p.a. is chargeable daily (subject to compounding) |
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Full list of fees |
All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees |
Documents required
Refer to our Card Application Checklist on the documents required.
Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application.
Apply now
Limited time sign-up bonus:
New to DBS/POSB Cardmembers can enjoy S$300 cashback with promo code: ‘CASH300’.
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DBS Live Fresh Card To apply through your digibank mobile app: |
Frequently asked questions
Simply spend at least S$800 on your Card to earn the Bonus Rewards of up to S$120 on your Shopping, Transport and Selected Overseas Spend for each month.
You will still earn the Base Rewards of 0.3% cashback on your eligible All Spend.
Refunded transaction will be deducted from the Minimum Spend Requirement and excluded in the computation of your cashback.
Your cashback will be credited to your Card Account (that is in good standing) by the end of the following calendar month.
Example: The cashback earned for your spending made in the calendar month of March will be credited to your Card Account by end of April.
You may check the merchant category of the posted transactions via DBS digibot:
- Step 1: Click on the digibot icon located at the bottom right of this page
- Step 2: Click on Check Recent Transactions > Check Transactions and followed by Proceed to Check Recent Transactions
- Step 3: Click on Authenticate me
- Step 4: Complete the authentication using either your iBanking Login or Card & PIN
- Step 5: Select Credit Cards > Select the Credit Card you wish to enquire on and click on View Transaction History
- Step 6: Select the type of transactions (Unbilled Transactions / Billed Transactions) you would like to enquire on
Refer to DBS Live Fresh Card Cashback Programme for frequently asked questions.
Terms and conditions
Refer to
- Terms and Conditions – DBS Cards on the use of DBS cards.
- DBS Live Fresh Card Cashback Programme Terms and Conditions on the use of this card.
- Terms and Conditions Governing the DBS Live Fresh Card Extra 3.25% Cashback on Selected Overseas Spend Promotion
Get more benefits with DBS PayLah! App
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Maximise your Card RewardsBook rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’. *For full terms and conditions, click here. |
