Treat yourself with up to 6% cashback on shopping and daily rides.

DBS Live Fresh Card

At a Glance

Earn up to 6% cashback

on Shopping and Transport Spend.

Enjoy 0.3% unlimited cashback

on All Spend.

Get 1-for-1 deals

and more fresh perks.

Limited time sign-up bonus:
New to DBS/POSB Cardmembers can enjoy S$300 cashback with promo code: ‘CASH300’.Apply nowTo apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Features & Benefits

Don’t just live, live fresh! Earn up to 6% cashback on the things that bring you joy – whether it’s shopping at your favourite brands, both online and in-stores, or treating yourself to comfy rides and commutes. Plus, get 0.3% unlimited cashback on every eligible spend.How do I get 6% cashback?
Ready to live fresh? Simply spend at least S$800 on your DBS Live Fresh Card per calendar month to earn base cashback, as well as additional cashback on your Shopping and Transport Spend.


Shopping Spend	Additional 5.7% cashback Capped at S$50 per calendar month
Transport spend	Additional 5.7% cashback Capped at S$20 per calendar month
All Card spend	0.3% unlimited cashback No minimum spend required
DBS Payment Plan	0% processing fee, 0% interest on 3-month instalment Split purchases over S$100 on your DBS Live Fresh Card, including your shopping spend, into 3-month instalment via My Preferred Payment Plan (MP3) at no fee! Apply via digibank > More > Pay By Instalments today. Find out more

Don’t just be same same. Blossom.
Indulge in some retail therapy and show yourself some love, no matter what you love — be it growing your plant or sneakers collection — and be rewarded on your shopping spend with up to 6% cashback (capped at S$50 per calendar month).

Don’t just squeeze in. Stretch out.
Sit back, relax, and enjoy up to 6% cashback on your daily rides. This includes public transport commutes by bus or train as well as comfy ride bookings on your favourite ride-hailing app (capped at S$20 per calendar month).

How to maximise your cashback?Here’s how:Meet John, he spends at least S$800 each month to earn additional 5.7% cashback from his Shopping and Transport Spend.

Capped at S$50 for Shopping Spend and S$20 for Transport Spend each calendar month. Refer to Terms and Conditions Governing the DBS Live Fresh Card Cashback Programme on the use of this card.

PromotionsLimited time sign-up bonus:
There’s no better time to start living fresh than now. Sign up today with promo code: ‘CASH300’ and enjoy a limited-time bonus of S$300 cashback with your DBS Live Fresh Card!

1-for-1 Deals

Brotzeit German Bier Bar & Restaurant

1-for-1 Main Course: Fladen, Sausages, Pork Knuckle, Schnitzel and Classics

Valid till 31 Dec 2025. T&Cs apply.

Find out more

Café Mosaic (Carlton Hotel Singapore)

1-for-1 Weekday Lunch Buffet*
1-for-1 Seafood Dinner Buffet^ (Thu to Sat)
1-for-1 Seafood Lunch Buffet^ (Sun)

Valid till 30 Dec 2025. T&Cs apply.

Find out more

Coucou Hotpot

1-for-1 All Seasonal Ala Carte Menu

Valid till 30 Apr 2025. T&Cs apply.

Find out more

dipndip

For dine-in:

1-for-1 dipndip crepe

Valid till 31 Mar 2025. T&Cs apply.

Find out more

Grin Affair

1-for-1 Double Scoop Gelato with Waffles + Drinks Set (Coffee/Tea)

Valid till 31 Dec 2025. T&Cs apply.

Find out more

Wheeler's Tropikana

1-for-1 Buttermilk Fried Chicken Burger

Valid till 30 Jun 2025. T&Cs apply.

Find out more

Click here for more interesting 1-for-1 deals!

More Fresh Deals

Booking.com

Get up to 10% cashback on accommodation bookings

Valid till 31 Dec 2027. T&Cs apply.

Find out more

Expedia

8% off selected hotels worldwide bookings

Booking Period is valid till 31 Dec 2025. Stay period is valid till 30 Jun 2026. T&Cs apply.

Find out more

ZALORA

Enjoy 15% off with min. spend of S$120

Enter Promo Code: DBSZAL25

Valid till 31 Dec 2025. Discount is capped at S$50, and not stackable with ongoing promotions. T&Cs apply.

Find out more

Click here for More Fresh Deals!

24/7 Visa Concierge
Keep things fresh with your personal 24/7 Visa concierge with a curated range of services, amenities and exclusive privileges.

Eligibility & Fees

Who can get this card?

Age

Must be 21 or older

Minimum income

Singaporeans/PRs: S$30,000 p.a.
Foreigners: S$45,000 p.a.

What fees are there?

Annual fee

Principal Card: S$196.20
Supplementary Card: S$98.10 per card

Annual fee waiver

1 year

Late fee

S$100 if your outstanding balance is more than S$200

Finance charges

27.8% p.a. is chargeable daily (subject to compounding)

Full list of fees

All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees

Documents requiredRefer to our Card Application Checklist on the documents required.Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before you start your application.

Apply nowLimited time sign-up bonus:
New to DBS/POSB Cardmembers can enjoy S$300 cashback with promo code: ‘CASH300’.

DBS Live Fresh Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

How can I rack up cashback with my DBS Live Fresh Card?

Simply spend at least S$800 on your Card to earn the Bonus Rewards of up to S$70 on your Shopping and Transport Spend for each month. This includes in-store, contactless and online spend made in Singapore and overseas!

What happens if I do not meet the minimum spend requirement of S$800?

You will still earn the Base Rewards of 0.3% cashback on your eligible All Spend.

What happens if I make a refund?

Refunded transaction will be deducted from the Minimum Spend Requirement and excluded in the computation of your cashback.

When will I receive my cashback?

Your cashback will be credited to your Card Account (that is in good standing) by the end of the following calendar month.

Example: The cashback earned for your spending made in the calendar month of March will be credited to your Card Account by end of April.

How can I find out the merchant category of the posted transactions I made on my credit card account?

You may check the merchant category of the posted transactions via DBS digibot:

Step 1: Click on the digibot icon located at the bottom right of this page
Step 2: Click on Check Recent Transactions > Check Transactions and followed by Proceed to Check Recent Transactions
Step 3: Click on Authenticate me
Step 4: Complete the authentication using either your iBanking Login or Card & PIN
Step 5: Select Credit Cards > Select the Credit Card you wish to enquire on and click on View Transaction History
Step 6: Select the type of transactions (Unbilled Transactions / Billed Transactions) you would like to enquire on

Terms and conditionsRefer to

Terms and Conditions – DBS Cards on the use of DBS cards.

DBS Live Fresh Card Cashback Programme Terms and Conditions on the use of this card.

Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.