SAFRA DBS Card

At a Glance

Earn up to 3% cash rebates

When you spend online or use contactless payment.

Get exclusive deals at 1,800 merchants

Plus, earn SAFRA$ and SAFRAPoints for your purchases at participating merchants.

Enjoy SAFRA member privileges

And get access to all SAFRA Clubhouses and facilities.

Limited period sign-up bonus:
New SAFRA DBS Credit Cardmembers enjoy complimentary additional 2 Years SAFRA Membership.Apply nowTo apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Features & BenefitsAlready a SAFRA member? With your SAFRA DBS Card, you get cash rebates in addition to your existing SAFRA membership benefits. Cash rebates are earned as SAFRA$. Every SAFRA$1 earned is equivalent to S$1.
Here’s how, spend at least S$500 a month and earn cash rebates for these spend categories: Already a SAFRA member? With your SAFRA DBS Card, you get cash rebates in addition to your existing SAFRA membership benefits. Cash rebates are earned as SAFRA$. Every SAFRA$1 earned is equivalent to S$1.
Here’s how, spend at least S$500 a month and earn cash rebates for these spend categories:


Local MasterCard Contactless Transactions (including SimplyGo rides)	3% cash rebates
Online Transactions	3% cash rebates
All Other Retail Transactions	0.3% cash rebates
Cap on SAFRA$	SAFRA$50 per month
Terms and conditions	For full list of terms and conditions, see SAFRA$ Cash Rebate Programme Terms and Conditions.

SAFRA member privileges

SAFRA Clubhouse and facility access

Get exclusive access to all 7 SAFRA Clubhouses and facilities at:

SAFRA Choa Chu Kang
SAFRA Jurong
SAFRA Mount Faber
SAFRA Punggol
SAFRA Tampines
SAFRA Toa Payoh
SAFRA Yishun

Note: Separate charges may apply to access facilities.

Earn SAFRAPoints

Exclusive discounts and perks

Enjoy exclusive deals at over 1,800 merchants with your SAFRA DBS Card.

How to save SAFRA$Maximise your savings with SAFRA$, here’s how:
Meet Alex, he’s a SAFRA member and has been using his SAFRA DBS Card to pay for his daily expenses. Every month, he spends at least S$500 on his card. These are what he’s spent on:

	Card spend	Cash rebate	Cash rebate amount
Groceries at Cold Storage	S$100	3%	SAFRA$3
ANDES by ASTONS at SAFRA Toa Payoh	S$90	3%	SAFRA$2.70
Scoot air tickets	S$500	3%	SAFRA$15
Concert tickets from SISTIC	S$380	3%	SAFRA$11.40
Movie tickets from Shaw	S$20	3%	SAFRA$0.60
Bus and train rides using SimplyGo	S$80	3%	SAFRA$2.40
All other spends including non-contactless and non-online purchases	S$500	0.3%	SAFRA$1.50
Total	S$1,670		SAFRA$36.60 (Capped at SAFRA$50)

How to redeem SAFRA$
Instant redemption

Offset your purchases instantly at all SAFRA Clubhouses and their participating merchants

Redeem as cash credits

Log into digibank online

Redeem SAFRA$ as cash credits to offset your credit card bill

Redeem as miles

Log into digibank online

Redeem SAFRA$ as KrisFlyer miles, in blocks of 10,000 KrisFlyer miles

Every SAFRA$245 can be converted to 10,000 KrisFlyer miles

An administrative fee of S$27.25 (inclusive of GST) applies for each conversion

PromotionsLimited period sign-up bonus:Sign up for SAFRA DBS Credit Card and get Complimentary Additional 2 Years SAFRA Membership with no minimum spend!
Promotion ends 28 Feb 2025. Read SAFRA DBS Card Promotion Terms and Conditions for more details.

Eligibility & Fees

Who can get this card?

Age

Must be 21 or older

Minimum income

Singaporeans/PRs: S$30,000 p.a.

Membership needed

You must be a SAFRA member.

What fees are there?

Annual fee

None, as long as you remain a SAFRA member (SAFRA membership fee applies).

Late fee

S$100 if your outstanding balance is more than S$200

Finance charges

27.8% p.a. is chargeable daily (subject to compounding)

Full list of fees

All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees.

Documents requiredRefer to our Card Application Checklist on the documents required.

Apply now

Limited period sign-up bonus:
New SAFRA DBS Credit Cardmembers enjoy complimentary 2 Years SAFRA Membership.

SAFRA DBS Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Terms and conditions

DBS Cards – Terms & Conditions on the use of DBS cards.

SAFRA$ Cash Rebate Programme Terms and Conditions on the use of SAFRA DBS Card.

SAFRA DBS Card Promotion Terms and Conditions on new DBS/POSB Cardmember promotion.

Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.