Cards
Rewards & Card Services
Card Services
Enjoy hassle-free payments
in China

Link your DBS/POSB Card to your Alipay account
Step 1: Download or Update your Alipay App.
Step 2: Sign up for a new account or Log in to the Alipay App.
Step 3: Tap on Add now.
Step 4: Set your password.
Step 5: Add your DBS/POSB Credit or Debit Card details.
Step 6: You can now pay with your DBS/POSB Credit or Debit Card in China.
Link your DBS/POSB Card to your WeChat account
Step 1: Download or Update your WeChat App.
Step 2: Sign Up for a new account or Log In to the WeChat App.
Step 3: Tap on Me.
Step 4: Tap on Services.
Step 5: Tap on Wallet.
Step 6: Select Cards.
Step 7: Select Add a Card.
Step 8: Fill in your identity information.
Step 9: Add your DBS/POSB Credit or Debit Card details. You can now pay with your DBS/POSB Credit or Debit Card in China.
Paying with your UnionPay QR Code via DBS PayLah! App

1. Scan to Pay

Step 1: Launch the DBS PayLah! App and tap Scan.

Step 2: Scan the UnionPay QR Code and enter payment amount (if required).

Step 3: Review and confirm your transaction details.

2. Generate a QR Code for the merchant to scan

Step 1: Launch PayLah! app and tap My QR.

Step 2: Tap on UnionPay and select Mainland China.

Step 3: Present your QR Code to the merchant to scan.

Step 4: Tap on Begin Payment.

Step 5: Review and confirm your transaction details.

Frequently Asked Questions

Do I need to enable my DBS/POSB Credit and Debit Cards for overseas use?

To make in-store purchases overseas, you will need to enable both Magnetic Stripe and Chip functions on your DBS/POSB Credit and Debit Card.

  • You can refer to the guide here to activate Magnetic Stripe.
  • You can refer to the guide here to enable/disable overseas use instantly via Payment Controls on your DBS digibank app.
Are there any fees associated with using the Union Pay QR Code service?

You will not incur fees from using the service. Only the currency conversion rate will be applied to your payment amount.

How are the exchange rates determined when I use the Union Pay QR Code service?

Conversions shall be based on a mark-up of 2% above the foreign exchange rate. The mark-up serves to cover services provided and administration by us and our service providers in connection with foreign currency transactions. The foreign exchange rate is determined based on prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective Card Associations and/or payment service provider.

For UnionPay QR, transactions in US Dollar, Chinese Yuan and Brunei Dollar shall be converted to Singapore Dollar on the date of conversion. Transactions in other foreign currencies will be converted to US Dollar before being converted to Singapore Dollar.

Are there any fees associated with using my DBS/POSB Credit and Debit Cards via WeChat Pay and Alipay accounts?

Transactions made overseas or through overseas-based online merchants (including refunds and reversals) are subject to foreign transaction fees of up to 3.25%. This includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard). View more information here.

What can I do if I suspect that my DBS/POSB Credit or Debit Card or DBS PayLah! Wallet has been compromised?

If you notice any suspicious activities, you can lock your DBS/POSB Credit or Debit Card temporarily using Payment Controls via the DBS digibank app.

For DBS PayLah! App users, you can close your Wallet via the app.

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