Bank & Earn Programmes

DBS Multiplier Account

DBS Multiplier Account rewards you with higher interest rates based on your banking transactions with DBS/POSB. Find out more about the DBS Multiplier Account.

View Bank & Earn Summary

This service allows you to access a consolidated view of your eligible transactions under the DBS Multiplier Account, for the current month and last 2 months. The chart shows you the interest rate you qualify for based on your eligible transactions. You can use this summary to keep track of your finances and also decide if you should transact more to enjoy an even higher interest rate.

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Opt-in Bank & Earn Programme

This service allows you open a new DBS Multiplier Account.

  • If you apply for a new account between Mondays to Sundays (including Public Holidays), 0700 hr to 2230 hr, your account will be opened instantly. Should the account be opened on the last day of the month, applications made between 0700 hr and 2000 hr will be opened instantly. Beyond this period, account opening will take 2 working days (including Public Holidays).
  • Once the account has been opened, you will receive a notification in the "Notifications" service on iBanking. The account number will be stated in the notification.
  • Opening a new account can be done in 4 simple steps:
    1. Under the "Request" tab on the navigation, select "Opt-in Bank & Earn Programme"
    2. Select DBS Multiplier Account
    3. Input your account details
    4. Confirm your account details
Switch Bank & Earn Programme

This service allows you to switch from one Bank & Earn Programme to another. If you have a DBS Multiplier Account and wish to make a switch, simply follow these 5 simple steps:

  1. Under the "Request" tab on the navigation, select "Switch Bank & Earn Programme"
  2. In the pop-up message, click “OK” to begin the switch application
  3. Select the account to receive cashback
  4. Verify the details
  5. "Submit" to complete the switch

Upon a successful switch, your DBS Multiplier Account will be converted to a multi-currency account, without a change in your account number and the services linked to your existing DBS Multiplier Account.

Opt-out Bank & Earn Programme

This service allows you to opt out of the DBS Multiplier Account by converting it to a multi-currency account.

  • The conversion of DBS Multiplier to a multi-currency account will be done without changing your account number and the services linked to your existing DBS Multiplier Account.
  • Upon successful conversion of your account, you will receive an eDM notification.
  • You will continue to receive monthly eStatements for the transactions on your multi-currency account after the conversion.

POSB Cashback Bonus

POSB Cashback Bonus allows you to earn up to $130 monthly cashback based on your monthly banking transactions with POSB/DBS. Find out more about the POSB Cashback Bonus.

Bank & Earn Summary

This service allows you to access a consolidated view of your eligible transactions under POSB Cashback Bonus, for the current month and last 2 months. The chart shows you the transaction amount(s) for each transaction category and amount of cashback you qualify for based on your eligible transactions. You can use this summary to keep track of your finances and also decide if you should transact more to enjoy more cashback.

  • Bank & Earn Summary:
    • Under 'My Accounts' tab on the navigation, select "Bank & Earn Summary"
Opt-in Bank & Earn Programme

This service allows you to enrol for POSB Cashback Bonus.

  • Opt-in to POSB Cashback Bonus in 5 simple steps:
    1. Under the "Request" tab on the navigation, select "Opt-in Bank & Earn Programme"
    2. Select "Instant Enrol" under POSB Cashback Bonus
    3. Select the account to receive cashback
    4. Verify the details
    5. "Submit" to complete the enrolment
Switch Bank & Earn Programme

This service allows you to switch from one Bank & Earn Programme to another. If you are on enrolled in POSB Cashback Bonus and wish to make a switch, simply follow these 4 simple steps:

  1. Under the "Request" tab on the navigation, select "Switch Bank & Earn Programme"
  2. Select "Reference Account for Signature"
  3. Verify the details
  4. "Submit" to complete the switch
Opt-out Bank & Earn Programme

This service allows you to opt-out of POSB Cashback Bonus.

  • Upon successful opt-out, you will receive an eDM notification
  • Opt-out of POSB Cashback Bonus:
    1. Under the "Request" tab on the navigation, select "More Requests"
    2. Select "Opt-out Bank & Earn Programme" under Bank & Earn Programme
    3. Verify the details
    4. "Submit" to complete the opt-out
Change Account for Cashback

This service allows you to change the nominated account to receive the cashback. Simply follow these 5 simple steps:

  1. Under the "Request" tab on the navigation, select "More Requests"
  2. Select “Change Account for Cashback"
  3. Select your preferred account
  4. Verify your account details
  5. "Submit" to complete the change