Credit Card, Cashline and Personal Loan
Apply for New Credit Cards
This service allows you to apply for new DBS/POSB Principal Credit Card online.
Features
- Applicable for new DBS/POSB Principal Credit Card member only.
- To apply, you must be at least 21 years old.
- You may apply up to a maximum of 4 DBS/POSB Credit Cards per application.
- No income document is required if your salary is credited via GIRO to your Personal DBS/POSB account for at least 3 consecutive months. Alternatively, you can use Singpass to apply instantly or upload supporting documents and we will get back to you within 5 working days.
- Your new credit card will be mailed to you within 3 to 5 working days once your card application is approved.
- For full list of fees, read our DBS Cards - Rates and Fees.
Apply for Add On Credit Cards
This service allows you to apply for an additional DBS/POSB Principal Credit Card online.
Features
- Applicable for existing DBS/POSB Principal personal Credit Card member only.
- To apply, you must be at least 21 years old.
- You may apply up to a maximum of 4 DBS/POSB Credit Cards per application.
- The additional credit card shares the credit limit of your existing DBS/POSB credit cards.
- Your billing address will remain unchanged.
- Your new credit card will be mailed to you within 3 to 5 working days once your card application is approved.
- For full list of fees, read our DBS Cards - Rates and Fees.
Apply for Cashline account
This service allows you to apply instantly for your New DBS Cashline Account online.
Features
- This is not applicable for existing DBS Cashline account holders.
- To apply, you must be at least 21 years old.
- No income document is required if your salary is credited via GIRO to your Personal DBS/POSB account for at least 3 consecutive months. Alternatively, you can use Singpass to apply instantly or upload supporting documents and we will get back to you within 5 working days.
- For full rates and fees, please click here for details.
Apply for a Personal Loan
Existing Credit Card and/or Cashline customer
- You can take up a Personal Loan on your existing Credit Card and/or Cashline account based on the available credit limit on each of your account.
Illustration:
Credit Card available credit limit: $5,000
Cashline available credit limit: $10,000
Total amount you can borrow as a Personal Loan = $5,000 + $10,000 = $15,000
- No supporting document is required.
- Once approved, loan amount is disbursed immediately into your designated DBS/POSB deposit account. An approval letter with the Personal Loan details will be sent to your mailing address.
Customer without Credit Card and/or Cashline account
- Your Personal Loan application will come with a Cashline account to grant the loan amount.
- No income document is required if your salary is credited via GIRO to your Personal DBS/POSB account for at least 3 consecutive months. Alternatively, you can use Singpass to apply instantly or upload supporting documents and we will get back to you within 5 working days.
- Once approved, loan amount is disbursed immediately into your designated DBS/POSB deposit account. An approval letter with the Personal Loan details will be sent to your mailing address.
For more information on Personal Loan, click here.
Upload Income Documents
This service allows DBS or POSB Credit Card applicants to upload scanned copies of supporting document(s) for your Credit Card application(s).
Features
- You can now upload identification and income documents online through this service without the need to fax or mail them in.
- You may upload a maximum of 10 supporting documents for your Credit Card application(s).
- You may upload documents in .jpg, .doc, or .pdf format and each file size is limited to 800KB.
- Uploading of documents is applicable only for pending Credit Card application(s) and not for approved or declined application(s).
- DBS Bank may request for additional documents where necessary. Please note that failure to produce requested documents may lead to a delay in the processing of your application
- For the required documents for Credit Card application(s), please click here for details.
- You will receive your card within 3 to 5 working days after the Bank has received the completed supporting documents.
- Your Cashline application will take 5-7 working days to process upon submission of the application and income documents / CPF statement online (except for salary crediting option which will be processed at submission)
View Uploaded Documents
This service allows Credit Card applicants to view the uploaded documents for the specific Credit Card application(s).
Features
- You may view up to 10 uploaded documents for your specific Credit Card application.
- Viewing of uploaded documents is applicable for all your submitted application(s).
- Uploaded documents will be kept for up to 60 days.
View Cards, Cashline or Personal Loan Application Status
This service allows you to check the status of your new Credit Card, Cashline or Personal Loan application. Here, you would be able to see the status of each application, as well as the application date, cards applied (if applicable) for, and whether or not your application has been successful.
Activate Credit Card
This service allows you to activate your new Credit Card. As part of DBS Bank's continuous effort to safe-guard your banking experience and security, all new, renewal or replacement cards will be sent out as an inactive card.
Activate Card's Magnetic Stripe for Overseas Use
This service allows you to activate magnetic stripe on any of your cards prior to your overseas travel. To find out more, click here.
Request for a Cashline Chequebook
This service allows you to request for an optional request for Cashline Chequebook. Please note that we will need a signature referencing account for chequebook issuance. More information will be in your Cashline approval letter to assist you.
Alternatively, you can use Internet Transfer or e-Cashier Order options instead of a chequebook.Click here for more information.