Discover and compare our suite of plans that cover critical illnesses.
CancerCare covers you for all stages of cancer, including early stage cancer, with 100% payout.
Promotion: Get 25% lifetime premium discount + up to S$130 eCapitaVouchers. T&Cs apply.
eCriticalCare protects you against 37 critical illness and unforeseen conditions with Recovery Care Benefit.
Promotion: Get 8% lifetime premium discount + S$50 eCapitaVouchers. T&Cs apply.
An insurance plan designed to ease some financial burdens for caregivers of family members with dementia.
Why is it important to have a critical illness insurance plan?
Medical expenses for treatments can be very costly in certain situations. According to the Basic Financial Planning Guide launched by The Monetary Authority of Singapore (MAS), in conjunction with the Association of Banks in Singapore (ABS), Association of Financial Advisers (Singapore) (AFAS) and Life Insurance Association (LIA) to help Singaporeans take steps to enhance their financial well-being, it was recommended that each person has standard critical illness coverage of 4 times their annual income. This amount represents the financial needs of household expenses and outstanding debt payments during the period of recovery (Source: 2023 Basic Financial Planning Guide).
While an Integrated Shield Plan and government schemes provide hospitalisation coverage or relief for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer, not all costs are covered. On top of the potential loss of income during the recovery period, below are some out-of-pocket expenses that may be incurred:
To avoid putting ourselves or our loved ones in difficult financial situations while coping with emotional stress, it is wise to plan ahead for a protected future. A Critical Illness plan typically pays a lump sum in the event of diagnosis covered under the policy. The policyholder can then use the money for any type of expenses.
Reach out for a quote from our insurance partners – Chubb or Manulife now!
Please submit your claims online via this link.
You may send an email to service@manulife.com
You may send an email to dbscs.sg@chubb.com or contact Chubb’s Customer Service Hotline at +65 6398 8797 (Monday to Friday, 9:00 am to 5:00 pm, excluding Public Holidays) and they will guide you in filing a claim.
Footnotes:
Terms and conditions apply, please refer to the respective Product Summaries/Sample Policy Contracts for more information and specific definitions.
1 Manulife will not pay the cancer benefit if: the life insured did not survive for at least 7 days from the date of diagnosis of a cancer; the date of diagnosis of a cancer is within 90 days from the policy issue date or the date of reinstatement of this policy, whichever is later; if the life insured has contracted Human Immunodeficiency Virus (HIV), Acquired Immunodeficiency Syndrome (AIDS) or any AIDS-related condition; or if cancer was pre-existing.
2 This premium amount is based on Headstart plan for a male aged 18. The premium amount is for the first 5 years and will be revised after 5 years based on attained age at the start of each renewal.
3 100% of the coverage amount will be paid upon diagnosis of any one of the 37 covered critical illnesses (apart from Angioplasty and Other Invasive Treatments for Coronary Artery in which we will advance 10% of the coverage amount, capped at SGD 25,000 and you will continue to be covered). Please refer to Sample Policy Contract for more details.
4 This premium amount is calculated based on a male non-smoker aged 18 with coverage amount of S$50,000 for a policy term of 10 years.
5 The Care Recipient's dementia diagnosis must be confirmed by a dementia specialist, and diagnosed based on any of the following dementia assessment tests:
Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.
Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.
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