Manulife IncomeGen (II) is a whole-life insurance plan that allows you to enjoy a stream of monthly income up to age 120, with 3 or 5 years of premium payments.
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Regular stream of income
Premium payment term
Income payout starting from
Short financial commitment
Peace of Mind
Flexibility
Easy application with no health check-ups
FootnotesTerms and conditions apply. Please refer to Product Summary for more information about this insurance plan.
1 If the life insured dies while the policy is still in force, Manulife will pay the following in one lump sum after taking off any amount you owe us:
2 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.
3 After 2 policy years, the policy owner may request to change the life insured up to 2 times during the policy term. Subject to insurable interest and any other terms and conditions as set out in the policy contract.
4 Lifetime monthly income consists of guaranteed and non-guaranteed monthly income. Guaranteed monthly income is equal to 0.81% of the sum insured divided by 12. Based on illustrated investment rate of return of 4.25% p.a., non-guaranteed monthly income is equal to 2.43% of the sum insured divided by 12 and based on illustrated investment rate of return of 3.00% p.a., non-guaranteed monthly income is equal to 1.17% of the sum insured divided by 12.
5 In the event the life insured is diagnosed with terminal cancer before the policy anniversary immediately aſter his or her 75th birthday during policy term and survived for at least 7 days from the date of diagnosis, subject to 1-year waiting period commencing from the policy issue date, the most recent date Manulife approved the change of life insured or date of the most recent policy reinstatement (whichever is later), Manulife will pay an additional lump sum amount depending on the chosen premium payment term as follows, after taking off any policy debt:
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 14 April 2024.
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