Grow assets through Currency Linked Investment

Yield Enhancement Products

Earn higher potential returns with
Currency Linked Investments (CLI)

Yield Enhancement Products

Earn higher potential returns with
Currency Linked Investments (CLI)

At a Glance

Dual Currency Investment (DCI) is a derivative instrument that meets your
foreign currency investment needs. Earn higher potential returns by linking
your investments to the performance of foreign exchange rates.
 

Dollar sign in the middle surrounded by multiple dots

Flexible Range Of Tenors

Enjoy the flexibility of choosing your own investment period, with terms
ranging from 1 week to 1 year.
 

Two coins, with a Dollar sign and Euro sign being exchanged

Comprehensive Range Of Currencies

Global currencies like SGD, USD, EUR, GBP, AUD, NZD, CAD, CHF, JPY, HKD,
CNH, and more at your fingertips.
 

A finger touching a tablet device

Self-serving Platform

Clients can self-execute their own CLIs on DBS digital platforms.

 

Illustrative example of a CLI
BaseUSD 100,000
Alternate currencyAUD
Current AUD/USD exchange rate0.9067
Strike rate0.8917
Tenor1 Month
Enhanced yield6.5% p.a

 

Scenario 1: AUD/USD Rate is Higher than Strike at Maturity

Scenario 2: AUD/USD Rate is At or Below the Strike at Maturity

 

Benefits of CLIs

CLI Benefits: Potential Yield Enhancement

 Potential Yield Enhancement
Investors may earn an enhanced return if their view of exchange rate movements are accurate.

CLI Benefits: Tailored to Investor's Needs

 Tailored to the Investor's Needs
Can be tailored to suit investors’ needs, based on their currency pairs, the strike rate, and tenor.

CLI Benefits: Short Investment Tenors

 Short Investment Tenors
A CLI’s tenor is generally short term, ranging from 1 week to 6 months.

CLI Benefits: Wide Range of Currencies

 Wide Range of Currencies to Choose from
In deciding the currency pairs, investors can choose from a variety of currencies, including AUD, CAD, CHF, EUR, JPY, NZD, SGD, and USD.

 

Risks of CLIs

CLI Risks: Foreign Exchange Risk

 Foreign Exchange Risk
Investors face the risk of having their base currency converted to the alternate currency at a rate lower than the market at maturity.

CLI Risks: Liquidity Risks

 Liquidity Risk
CLIs are meant to be held to maturity. Early withdrawal may result in investors receiving less than their principal amount.

CLI Risks: Issuer Risk

 Issuer Risk
CLIs are issued by financial institutions and investors are exposed to the issuers credit risk.

 

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