DBS Token Services introduces a new suite of banking services integrating tokenisation and smart contract capabilities with our award-winning core transaction banking services. Leveraging DBS’ permissioned blockchain, this transformative approach aims to unlock new transaction banking capabilities and operating efficiencies for institutional clients.

Treasury Tokens enables instant, multi-currency liquidity management across multiple markets, addressing traditional treasury challenges such as cut-off timings and non-banking hours. The solution significantly accelerates intra-group value movement, reducing settlement times from days to seconds. With this enhanced speed and efficiency, corporate treasurers gain greater visibility and predictability in an increasingly real-time world.

Read more about our related client solutions here.

DBS’ programmable money capability holds the potential for clients to define utilisation conditions of their funds through smart contracts. This could enable automated payments upon meeting specific conditions, streamlining operational workflows and enhancing governance and visibility.

Read more about our related client solutions here.

DBS is currently exploring programmability to develop a new, efficient way to create custom digital vouchers that can be spent at a variety of merchants. These vouchers deliver unique and rewarding experiences to end consumers, while also being easy for merchants to adopt with integrated settlement.

Our offerings in DBS Token Services is a culmination of our multi-year industry efforts and experimentations, such as Project Ubin, Project Orchid, Project Guardian.

To find out more about our related industry engagements, refer to our Future of Payments page.