DBS Cards - Application Checklist

Principal Credit Cards

Eligibility

To apply, you’ll need to be at least 21 years old.
You will need to earn a minimum annual income of:
- S$30,000 for Singaporeans/ Permanent Residents
- S$45,000 for Foreigners

How to apply

Fuss-free application when you apply online:
- If your salary is credited via GIRO to your Personal DBS/POSB Account for at least 3 consecutive months; or
- If you use Singpass to pre-fill your application form. No uploading of supporting document is needed unless additional information is required to complete the application; or
- If you are an existing DBS/POSB Credit Cardholder, simply log in to your DBS/POSB digibank app or online to apply.

Alternatively, you may apply by uploading the following documents:

For Singaporeans and Permanent Residents

Required Documents	Salaried Employee (length of employment more than 3 months)	Salaried Employee (length of employment less than 3 months)	Variable/ Commission-based Employees/ Self-Employed
a) NRIC (front and back)	✔	✔	✔
b) Latest 3 months’ computerised payslip in SGD	✔ b) or c)
c) Latest 3 months’ salary crediting bank statements in SGD	✔ b) or c)
d) Latest computerised payslip in SGD		✔ d) or e)
e) Full Set of Letter of Appointment (Signed copy by HR and you) + Copy of Staff Pass		✔ d) or e)
f) Latest Income Tax Notice of Assessment in SGD	✔ (Optional)		✔ 2 years is preferred; else minimally 1 year

For Foreigners

Required Documents	Salaried Employee (length of employment more than 3 months)	Salaried Employee (length of employment less than 3 months)	Variable/ Commission-based Employees/ Self-Employed
a) Valid Passport (with at least 6 months validity at the time of application)	✔	✔	✔
b) Work Pass (with at least 6 months validity at the time of application)	✔	✔	✔
c) Latest Income Tax Notice of Assessment in SGD	✔ 1 year (Optional)		✔ 2 years is preferred; else minimally 1 year
d) Latest 3 months’ computerised payslip in SGD	✔
e) Latest computerised payslip in SGD		✔ e) or f)
f) Company letter certifying employment and salary in SGD (dated within 3 months before the date of card application)		✔ e) or f)
g) Latest copy of your Residential Address proof dated within 3 months before the date of card application (For new DBS/POSB Bank customers only)	✔	✔	✔

Supplementary Credit Cards

Eligibility

Supplementary Card Applicant must be at least 18 years old. No income is required.

How to apply

Complete and mail back the application form with your Supplementary Card Applicant's documents below:
- Singaporean/Permanent Residents: NRIC (front and back)
- Foreigners: Passport with at least 6 months validity at the time of application. If you are new to DBS/POSB Bank, please also provide the latest copy of your Residential Address Proof.

DBS Live Fresh Student Card

To qualify, you must be between 21 to 27 years old. No minimum income required.

Applicable for existing students (Singaporean/Permanent Residents) from eligible local tertiary institution.

You will need to provide the following documents:

NRIC (front and back)
Student Matriculation Card (front and back, digital copy is acceptable)

Documents Submission Guideline

Documents Guidelines

Name and address/email address on all submitted documents should match that on your application form.
Signatures and authority stamps should be captured clearly, if applicable.

Identity Document

NRIC (front & back) for Singaporean/Permanent Residents
Passport for Foreigner (minimum validity of 6 months at the time of application)

Work Pass

List of eligible work passes: Employment Pass, S Pass, Personalised Employment Pass, Long-Term Visit Pass with LOC, Tech. Pass, International Organisation Pass, Overseas Networks & Expertise Pass
Employment Pass must have a minimum validity of 6 months at the time of application

Computerised payslip

Document must be dated within 3 months before the date of application

Income Tax Notice of Assessment

Please provide the latest 2 years of Income Tax Notice of Assessment
1. Login to your myTax Portal using your Singpass
2. Under “Notices/ Letters” section, select “Individual”
3. Select the latest available “Notice of Assessment (Individual)” to generate your Income Tax Notice of Assessment in PDF

Bank statement

Document must be dated within 3 months before the date of application

Proof of Residential Address

Document must be dated within 3 months before the date of application
1. Local utility/ telecommunication bill or
2. Local bank statement/ credit card statement

Note:

Tenancy agreement is not acceptable proof of residential address
P.O.Box, Care-of, Office and School address are not acceptable forms of Residential Address.

Documents Submissions Dos and Don’ts

Document Specifications

Image File Type: jpeg, pdf, or png file extension
Image Size Limit: Up to 5MB per document

1. Submit documents that match your application form

Tip: Ensure that your document is valid. Review details (e.g. expiry dates, visibility of details) before you submit your application.

2. Avoid blurring/blocking document details

Tip: Use natural light (instead of flash mode on your camera) or position your document where reflection does not blur any part of the image.

3. Prevent details of documents from being cropped out

Tip: Frame your image by leaving at least 1 cm gap on each side of the document when you photograph it digitally.

4. Submit complete identity document

Tip: Capture both the profile picture and all printed details. Do not block or crop out any of the details.

5. Submit images that are in focus

Tip: When using mobile phone, tap the screen to correct the camera’s focus before taking the picture.

6. Avoid skewed distortions of your image

Tip: Ensure your phone is parallel to your document when taking the picture. Try placing your document against a white piece of paper and use it as a parallel frame.

Documents Submission Guideline

Useful Links

Others

Need Help?

Markets